Notes and Study material for Exams
The Shadow of Non-Performing Assets: A Deep Dive into the Financial Threat Non-performing assets (NPAs) are a persistent and often overlooked threat to the stability of financial institutions and the overall economy. These are loans or other financial assets that have ceased to generate income for the lender, posing a significant risk of default and … Read more
The Backbone of the Economy: A Deep Dive into Commercial Banks Commercial banks are the lifeblood of modern economies, facilitating the flow of money, providing essential financial services, and playing a crucial role in economic growth and stability. This article delves into the intricate world of commercial banks, exploring their functions, structure, key services, and … Read more
Collective Investment Schemes (CIS): A Comprehensive Guide Collective Investment Schemes (CIS) are a popular investment vehicle that allows individuals to pool their money together to invest in a diversified portfolio of assets. This diversification helps to reduce risk and potentially enhance returns. This article will provide a comprehensive overview of CIS, exploring its key features, … Read more
Commercial mathematics Banking Banking can be defined literarily as the business activity of accepting and safeguarding Money owned by individuals and entities and release of the money whenever the needs arise by the owner. It is the business of managing money and where money is involved everything must be carefully assessed, valued and … Read more