Notes and Study material for Exams
Varishtha Pension Bima Yojana (VPBY): Securing Your Golden Years The twilight years of life are often envisioned as a time for relaxation, travel, and spending quality time with loved ones. However, the reality can be quite different, especially when financial uncertainties loom large. For many senior citizens, securing a steady stream of income to meet … Read more
Atal Pension Yojana (APY): Building a Retirement Safety Net for the Informal Sector Introduction India’s informal sector, encompassing a vast majority of the workforce, faces a stark reality: the lack of a secure retirement plan. This segment, comprising street vendors, farmers, construction workers, and countless others, often works in precarious conditions with little or no … Read more
Pradhan Mantri Jeevan Jyoti Bima Yojana (PMJJBY): Affordable Life Insurance for All Introduction In a nation as vast and diverse as India, where financial security remains a paramount concern for millions, the government has taken significant strides to ensure the well-being of its citizens. One such initiative is the Pradhan Mantri Jeevan Jyoti Bima Yojana … Read more
Pradhan Mantri Suraksha Bima Yojana (PMSBY): Accessible Accidental Insurance for All Introduction In a world fraught with uncertainties, financial security is paramount. Accidents, unforeseen and often devastating, can leave individuals and families grappling with immense financial burdens. Recognizing this vulnerability, the Indian government launched the Pradhan Mantri Suraksha Bima Yojana (PMSBY) in 2015, a comprehensive … Read more
Aam Aadmi Bima Yojana (AABY): A Social Security Net for the Common Person Introduction India, with its vast population and diverse socioeconomic landscape, faces the challenge of providing adequate social security to its citizens. The Aam Aadmi Bima Yojana (AABY), launched in 2007, is a flagship social security scheme aimed at providing financial protection to … Read more
Pradhan Mantri Jan Dhan Yojana (PMJDY): Financial Inclusion for All Introduction The Pradhan Mantri Jan Dhan Yojana (PMJDY), launched in August 2014, is a flagship financial inclusion program of the Indian government. Its primary objective is to provide universal access to financial services, including bank accounts, credit, insurance, and pensions, to all citizens, particularly the … Read more
PMGDISHA: Bridging the Digital Divide in Rural India The digital divide, the gap between those with access to and use of digital technologies and those without, is a significant challenge in India, particularly in rural areas. This divide hinders economic growth, social inclusion, and educational opportunities for millions of citizens. Recognizing this, the Indian government … Read more
National Supercomputing Mission: Supercharging India’s Scientific Prowess Introduction In the rapidly evolving landscape of scientific research and technological innovation, access to high-performance computing (HPC) infrastructure is paramount. Recognizing this, India embarked on the ambitious National Supercomputing Mission (NSM) in 2015, aiming to establish a robust network of supercomputers across the country. This mission, spearheaded by … Read more
Namami Gange Programme: Revitalizing the Holy Ganga The Ganga, revered as a sacred river in Hinduism, has been a lifeline for millions of Indians for centuries. Its waters have sustained communities, nurtured agriculture, and played a vital role in religious and cultural practices. However, in recent decades, the Ganga has faced severe pollution, threatening its … Read more
Accelerated Irrigation Benefit Programme (AIBP): Expanding Irrigation and Reducing Delays Introduction India, a land of diverse landscapes and climates, heavily relies on agriculture for its economy and sustenance. However, the country faces significant challenges in ensuring food security, particularly due to erratic rainfall and limited irrigation infrastructure. Recognizing the critical need for expanding irrigation facilities, … Read more