Notes and Study material for Exams
Pradhan Mantri Jan Dhan Yojana (PMJDY): Financial Inclusion for All Introduction The Pradhan Mantri Jan Dhan Yojana (PMJDY), launched in August 2014, is a flagship financial inclusion program of the Indian government. Its primary objective is to provide universal access to financial services, including bank accounts, credit, insurance, and pensions, to all citizens, particularly the … Read more
Contents India under the British Rule. 2 Inflation in India. 6 Monetary Policy of India. 6 Read moreEconomy Notes
The Unitary Features of the Indian Constitution: A Balancing Act The Indian Constitution, a masterpiece of constitutional engineering, is often lauded for its federal structure. However, a closer examination reveals a significant presence of unitary features, creating a unique blend of federalism and unitaryism. This article delves into the key unitary features of the Indian … Read more
COST OF CAPITAL The primary meaning of cost of capital is simply the cost an entity must pay to raise funds. The term can refer, for instance, to the financing cost (interest rate) a company pays when securing a loan. In other words, Cost of capital refers to the opportunity cost of making a specific Investment. It is the rate … Read more
Pradhan Mantri Garib Kalyan Yojana (PMGKY): A Comprehensive Support System The COVID-19 pandemic brought unprecedented challenges to the world, impacting economies and livelihoods across the globe. India, with its vast population and diverse socioeconomic landscape, faced a particularly difficult situation. Recognizing the urgent need for support, the Indian government launched the Pradhan Mantri Garib Kalyan … Read more
Table of Content:- Role of Commercial Banks Issue of NPA Financial Inclusion [su_heading size=”21″]Role of Commercial Banks[/su_heading] A Commercial bank is a type of financial institution that provides Services such as accepting deposits, making business loans, and offering basic Investment products There is acute shortage of capital. People lack initiative and enterprise. Means of transport are undeveloped. … Read more
Hindus Laws Amongst the Hindus, the obligation of sons to maintain their aged parents, who were not able to maintain themselves out of their own earning and property, was recognized even in early texts. And this obligation was not dependent upon, or in any way qualified, by a reference to the possession of family … Read more
Financial Arrangements under the National Disaster Management Act, 2005: A Comprehensive Analysis The National Disaster Management Act, 2005 (NDMA) stands as a cornerstone of India’s disaster preparedness and response framework. It aims to build a comprehensive and integrated system for disaster management, encompassing prevention, mitigation, preparedness, response, and recovery. A crucial aspect of this framework … Read more
Industrial sickness One of the adverse trends observable in the corporate private sector of India is the growing incidence of sickness. It is causing considerable concern to planners and policymakers. It is also putting a severe strain on the economic system, particularly on the banks. There are various criteria of sickness. According to the criteria … Read more
Use of information technology in administration Public Administration, governed by bureaucratic structures built on rationale principles, that dominated the twentieth century, has failed to respond to the changing requirements of the present times. It is so because it tended to be rigid, laid too much emphasis on red-tapism; sap creativity; thwarted initiative; wore out dynamism … Read more