Notes and Study material for Exams
[su_heading size=”21″]Types of Industries[/su_heading] Based on the value addition and tangibility broadly we can have three types of industries – primary industries,secondary industries and tertiary industries. Primary industries are usually very simple industries involving processing of raw materials to give input goods for secondary industries. Here value addition is usually minimal and they are … Read more
The Shadow of Non-Performing Assets: A Deep Dive into the Financial Threat Non-performing assets (NPAs) are a persistent and often overlooked threat to the stability of financial institutions and the overall economy. These are loans or other financial assets that have ceased to generate income for the lender, posing a significant risk of default and … Read more
Understanding Gross Value Added (GVA) at Factor Cost: A Comprehensive Guide Gross Value Added (GVA) at factor cost is a crucial economic indicator that measures the value of goods and services produced within a specific region or industry, taking into account the costs of production. It provides a comprehensive picture of economic activity and is … Read more
BPO (Business Process Outsourcing) Business process outsourcing (BPO) is a method of subcontracting various business-related operations to third-party vendors. Although BPO originally applied solely to manufacturing entities, such as soft drink manufacturers that outsourced large segments of their supply chains, BPO now applies to the outsourcing of Services, as well. Many businesses, from small startups … Read more
Call Money: Understanding the Lifeline of the Financial Market Call money, also known as overnight money, plays a crucial role in the financial system, acting as a vital source of short-term liquidity for banks and other financial institutions. This article delves into the intricacies of call money, exploring its definition, functions, market dynamics, and significance … Read more
The World of Derivatives: Understanding the Complex Instruments Shaping Global Finance Derivatives, often described as “financial instruments derived from an underlying asset,” play a crucial role in the global financial landscape. They are complex and multifaceted, offering a wide range of applications for investors, businesses, and governments. This article delves into the world of derivatives, … Read more
The United Nations Organisation (UNO) is the global international organisation of sovereign independent states. It was established on 24 October 1945. The destruction caused by the Second World War and failure of the League of nations compelled the people to establish an international organisation for keeping the world away from war and in favour of … Read more
A non performing asset (NPA) is a loan or advance for which the principal or interest payment remained overdue for a period of 90 days.According to RBI, terms loans on which interest or installment of principal remain overdue for a period of more than 90 days from the end of a particular quarter is called a … Read more
MATHEMATICS AND QUATITUATIVE Aptitude – SIMPLE INTEREST Introduction Money is not free and it costs to borrow the money. Normally, the borrower has to pay an extra amount in addition to the amount he had borrowed. i.e, to repay the loan, the borrower has to pay the sum borrowed and the interest. Lender … Read more
