History of banking in India

A Journey Through Time: The History of Banking in India The story of banking in India is a fascinating tapestry woven with threads of tradition, innovation, and resilience. From the ancient era of money lenders and indigenous banking systems to the modern era of digital finance, India’s banking landscape has undergone a remarkable transformation. This … Read more

Debt And Investment In India

 Debt and Investment in India: Current Status Debt status Government liabilities  have been broadly classified as debt contracted against the Consolidated Fund of India (defined as Public Debt) and liabilities in the Public Account, called Other Liabilities. Public debt is further classified into internal and External Debt. Internal debt consists of marketable debt … Read more

Financial Markets

–2/”>a >DOCTYPE html PUBLIC “-//W3C//DTD XHTML 1.0 Transitional//EN” “http://www.w3.org/TR/xhtml1/DTD/xhtml1-transitional.dtd”> –Instabilities – Stock Exchanges and SEBI Instabilities in The traditional conception of instability in Financial Markets stems from the view that financial institutions act as agents which intermediate between savers willing to lend funds and final borrowers seeking to invest funds. This intermediation function not only … Read more

Statutory Liquidity Ratio (SLR)

The Statutory Liquidity Ratio (SLR): A Crucial Tool for Monetary Policy and Financial Stability The Statutory Liquidity Ratio (SLR) is a crucial tool employed by central banks worldwide to manage liquidity in the banking system and ensure financial stability. This article delves into the intricacies of the SLR, exploring its definition, purpose, impact, and implications … Read more

Regional Rural Banks

Regional Rural Banks: Catalysts for Rural Development in India Introduction India, a nation with a vast rural landscape and a significant agricultural sector, faces the challenge of bridging the financial gap between urban and rural areas. Regional Rural Banks (RRBs) play a crucial role in addressing this disparity, acting as vital financial intermediaries for the … Read more

Rural Banking and Regional Rural Banks.

68.84% of the Population in India is rural based and majority of them depends on agriculture for a living. Enhanced and stable Growth of the agriculture sector is important as it plays a vital role not only in generating purchasing power among the rural population by creating on-farm and off-farm EMPLOYMENT opportunities but also through … Read more

Commercial Paper

Commercial Paper: A Deep Dive into the Short-Term Funding Market Commercial paper (CP) is a vital instrument in the short-term debt market, enabling companies to access funds quickly and efficiently. This article delves into the intricacies of commercial paper, exploring its features, issuance process, risks, and its role in the broader financial landscape. What is … Read more

Banking- Role of Commercial Banks, Issue of NPA, Financial Inclusion

Table of Content:- Role of Commercial Banks Issue of NPA Financial Inclusion [su_heading size=”21″]Role of Commercial Banks[/su_heading] A Commercial bank is a type of financial institution that provides Services such as accepting deposits, making business loans, and offering basic Investment products There is acute shortage of capital. People lack initiative and enterprise. Means of transport are undeveloped. … Read more