Notes and Study material for Exams
Co-operative movement in India and M.P The cooperative movement in India has its origin in agriculture and allied sectors. The first Cooperative Credit Societies Act was enacted in 1904.Subsequently a more comprehensive legislation called the Cooperative Societies Act was enacted. This Act provided for the creation of the post of registrar of cooperative societies and … Read more
The Evolving Landscape of the Keyword Industry: From Search to Intent The keyword industry has undergone a dramatic transformation in recent years, evolving from a simple tool for search engine optimization (SEO) to a complex ecosystem reflecting user intent and the ever-changing landscape of digital marketing. This evolution has been driven by advancements in search … Read more
A non performing asset (NPA) is a loan or advance for which the principal or interest payment remained overdue for a period of 90 days.According to RBI, terms loans on which interest or installment of principal remain overdue for a period of more than 90 days from the end of a particular quarter is called a … Read more
Role of RBI Pre-reform Post-reform Developmental Role: the developmental role has increased in view of the changing structure of the economy with a focus on SMEs and Financial Inclusion Priority Sector Lending: Introduced from 1974 with Public Sector Banks. Extended to all Commercial Banks by 1992 In the revised guidelines for PSL the thrust is … Read more
[su_heading]World Bank[/su_heading] The International Bank for Reconstruction and Development (IBRD), commonly referred to as the World Bank, is an international financial institution whose purposes include assisting the development of its member nation’s territories, promoting and supplementing private foreign Investment and promoting long-range balance Growth in international trade.INFRASTRUCTURE projects (B) To finance social programs (C) To … Read more
Current Status It is the largest and fastest growing sector globally contributing to the global output and employing more people than any other sector Why has services sector grown? Increase in Urbanisation, privatisation and more demand for intermediate and final consumer services Availability of quality services is vital for the well being of the economy … Read more
The Backbone of Rural India: A Deep Dive into Primary Agricultural Credit Societies (PACS) Introduction India’s agricultural sector, the backbone of its economy, relies heavily on a robust credit system to ensure the smooth functioning of its vast network of farmers. At the heart of this system lies the Primary Agricultural Credit Societies (PACS), a … Read more
Pradhan Mantri Jan Dhan Yojana (PMJDY): Financial Inclusion for All Introduction The Pradhan Mantri Jan Dhan Yojana (PMJDY), launched in August 2014, is a flagship financial inclusion program of the Indian government. Its primary objective is to provide universal access to financial services, including bank accounts, credit, insurance, and pensions, to all citizens, particularly the … Read more
Contents India under the British Rule. 2 Inflation in India. 6 Monetary Policy of India. 6 Read moreEconomy Notes
Table of Content:- Role of Commercial Banks Issue of NPA Financial Inclusion [su_heading size=”21″]Role of Commercial Banks[/su_heading] A Commercial bank is a type of financial institution that provides Services such as accepting deposits, making business loans, and offering basic Investment products There is acute shortage of capital. People lack initiative and enterprise. Means of transport are undeveloped. … Read more