Notes and Study material for Exams
Varishtha Pension Bima Yojana (VPBY): Securing Your Golden Years The twilight years of life are often envisioned as a time for relaxation, travel, and spending quality time with loved ones. However, the reality can be quite different, especially when financial uncertainties loom large. For many senior citizens, securing a steady stream of income to meet … Read more
National Pension Scheme (NPS): Building Your Retirement Fund The National Pension System (NPS) is a voluntary, defined contribution pension scheme launched in 2004 by the Government of India. It is a retirement savings plan that allows individuals to contribute regularly towards their retirement corpus. The NPS is designed to provide a regular income stream during … Read more
Atal Pension Yojana (APY): Building a Retirement Safety Net for the Informal Sector Introduction India’s informal sector, encompassing a vast majority of the workforce, faces a stark reality: the lack of a secure retirement plan. This segment, comprising street vendors, farmers, construction workers, and countless others, often works in precarious conditions with little or no … Read more
Pradhan Mantri Jeevan Jyoti Bima Yojana (PMJJBY): Affordable Life Insurance for All Introduction In a nation as vast and diverse as India, where financial security remains a paramount concern for millions, the government has taken significant strides to ensure the well-being of its citizens. One such initiative is the Pradhan Mantri Jeevan Jyoti Bima Yojana … Read more
Pradhan Mantri Suraksha Bima Yojana (PMSBY): Accessible Accidental Insurance for All Introduction In a world fraught with uncertainties, financial security is paramount. Accidents, unforeseen and often devastating, can leave individuals and families grappling with immense financial burdens. Recognizing this vulnerability, the Indian government launched the Pradhan Mantri Suraksha Bima Yojana (PMSBY) in 2015, a comprehensive … Read more
Aam Aadmi Bima Yojana (AABY): A Social Security Net for the Common Person Introduction India, with its vast population and diverse socioeconomic landscape, faces the challenge of providing adequate social security to its citizens. The Aam Aadmi Bima Yojana (AABY), launched in 2007, is a flagship social security scheme aimed at providing financial protection to … Read more
Pradhan Mantri Jan Dhan Yojana (PMJDY): Financial Inclusion for All Introduction The Pradhan Mantri Jan Dhan Yojana (PMJDY), launched in August 2014, is a flagship financial inclusion program of the Indian government. Its primary objective is to provide universal access to financial services, including bank accounts, credit, insurance, and pensions, to all citizens, particularly the … Read more
Himalayan Research Fellowships Scheme (HRFS): Fostering Research in the Fragile Himalayas The Himalayas, a majestic mountain range spanning across eight countries, are a vital ecosystem for millions of people. They are the source of major rivers, provide essential biodiversity, and offer unique cultural and spiritual significance. However, this fragile ecosystem faces numerous challenges, including climate … Read more
Green Skill Development Programme (GSDP): Building a Green Workforce The global climate crisis demands a swift and decisive response, and a key element of this response lies in building a workforce equipped with the skills necessary to drive the transition to a sustainable future. This is where the concept of Green Skill Development Programmes (GSDP) … Read more
Integrated Development of Wildlife Habitats (IDWH): Protecting India’s Biodiversity India, a land of unparalleled biodiversity, boasts a rich tapestry of flora and fauna, ranging from the snow-capped Himalayas to the sun-drenched tropical rainforests. This biodiversity is not just a source of national pride but also a vital asset for the country’s economy, culture, and well-being. … Read more