Prelims Syllabus of ippb Exam 2024

Prelims Syllabus of IPPB Exam 2024

The Indian Post Payments Bank (IPPB) exam is a competitive examination for recruitment to various posts in the bank. The syllabus for the Prelims exam is designed to assess the candidate’s knowledge and aptitude in various subjects.

1. Reasoning Ability

This section tests the candidate’s logical reasoning and problem-solving skills. The topics covered include:

  • Analogies: Identifying relationships between words or concepts.
  • Classification: Grouping items based on common characteristics.
  • Coding-Decoding: Deciphering codes and patterns.
  • Series: Identifying patterns in sequences of numbers or letters.
  • Logical Deduction: Drawing conclusions from given information.
  • Blood Relations: Understanding family relationships.
  • Direction Sense: Determining directions and distances.
  • Puzzles: Solving puzzles based on logic and reasoning.
  • Data Sufficiency: Analyzing data to determine sufficiency for answering a question.
  • Syllogisms: Evaluating arguments based on logical premises.

Example Questions:

  • Analogies: Doctor : Patient :: Teacher : ?
  • Classification: Which of the following does not belong to the group: Apple, Banana, Orange, Carrot
  • Coding-Decoding: If A = 1, B = 2, C = 3, then what is the code for CAT?
  • Series: 2, 4, 8, 16, __, __
  • Logical Deduction: All cats are mammals. Some mammals are pets. Therefore, some cats are pets.

2. Quantitative Aptitude

This section assesses the candidate’s mathematical skills and ability to solve numerical problems. The topics covered include:

  • Number Systems: Understanding different types of numbers, their properties, and operations.
  • Arithmetic: Basic arithmetic operations, percentages, profit and loss, simple and compound interest, time and work, speed, distance, and time.
  • Algebra: Linear equations, quadratic equations, inequalities, and basic algebraic concepts.
  • Geometry: Basic geometric shapes, their properties, and mensuration.
  • Data Interpretation: Analyzing and interpreting data presented in tables, graphs, and charts.
  • Data Sufficiency: Analyzing data to determine sufficiency for answering a question.

Example Questions:

  • Number Systems: What is the square root of 144?
  • Arithmetic: A shopkeeper sells an item for Rs. 1200, making a profit of 20%. What is the cost price of the item?
  • Algebra: Solve the equation: 2x + 5 = 11
  • Geometry: What is the area of a circle with a radius of 7 cm?
  • Data Interpretation: The following table shows the sales of a company over the past five years. What is the average sales for the period?
Year Sales (in lakhs)
2019 10
2020 12
2021 15
2022 18
2023 20

3. English Language

This section assesses the candidate’s understanding and usage of the English language. The topics covered include:

  • Reading Comprehension: Understanding and interpreting passages of text.
  • Vocabulary: Understanding the meaning of words and phrases.
  • Grammar: Identifying and correcting grammatical errors.
  • Sentence Correction: Identifying and correcting errors in sentences.
  • Para Jumbles: Rearranging jumbled sentences to form a coherent paragraph.
  • Cloze Test: Filling in missing words in a passage.
  • Error Spotting: Identifying grammatical errors in sentences.

Example Questions:

  • Reading Comprehension: Read the following passage and answer the questions that follow.
  • Vocabulary: Choose the word that is most similar in meaning to “audacious”.
  • Grammar: Identify the error in the following sentence: “He is going to the market to buy some groceries.”
  • Sentence Correction: Choose the best way to rewrite the following sentence: “The boy ran quickly to the store.”
  • Para Jumbles: Rearrange the following sentences to form a coherent paragraph.

4. General Awareness

This section assesses the candidate’s knowledge of current affairs, banking, and financial awareness. The topics covered include:

  • Current Affairs: Recent events in India and the world.
  • Banking Awareness: Basic concepts of banking, financial institutions, and financial markets.
  • Financial Awareness: Economic indicators, financial policies, and current economic trends.
  • Static GK: History, geography, polity, and general science.

Example Questions:

  • Current Affairs: Who is the current Prime Minister of India?
  • Banking Awareness: What is the full form of RBI?
  • Financial Awareness: What is the current repo rate?
  • Static GK: Who is the author of the Indian National Anthem?

5. Computer Knowledge

This section assesses the candidate’s basic knowledge of computers and their applications. The topics covered include:

  • Computer Basics: Hardware, software, operating systems, and input/output devices.
  • MS Office: Word, Excel, PowerPoint, and Outlook.
  • Internet and Web Browsing: Basic internet concepts, web browsers, and search engines.
  • Cyber Security: Basic concepts of cyber security and threats.

Example Questions:

  • Computer Basics: What is the difference between RAM and ROM?
  • MS Office: How do you create a new document in Microsoft Word?
  • Internet and Web Browsing: What is the difference between a website and a web page?
  • Cyber Security: What is a firewall?

6. Financial Inclusion and Digital Payments

This section assesses the candidate’s understanding of financial inclusion and digital payment systems. The topics covered include:

  • Financial Inclusion: Concepts, initiatives, and challenges.
  • Digital Payments: Various digital payment methods, their advantages, and disadvantages.
  • Mobile Banking: Features and benefits of mobile banking.
  • UPI (Unified Payments Interface): Understanding UPI and its role in digital payments.
  • BHIM App: Features and usage of the BHIM app.

Example Questions:

  • Financial Inclusion: What are the key objectives of financial inclusion?
  • Digital Payments: What are the different types of digital payment methods available in India?
  • Mobile Banking: What are the advantages of mobile banking?
  • UPI: How does UPI work?
  • BHIM App: What are the features of the BHIM app?

7. Rural Economy and Agriculture

This section assesses the candidate’s understanding of the rural economy and agriculture in India. The topics covered include:

  • Rural Economy: Key features, challenges, and opportunities.
  • Agriculture: Importance, trends, and challenges in Indian agriculture.
  • Government Schemes: Various government schemes for rural development and agriculture.
  • Microfinance: Role of microfinance in rural development.
  • Kisan Credit Card (KCC): Understanding KCC and its benefits.

Example Questions:

  • Rural Economy: What are the major challenges faced by the rural economy in India?
  • Agriculture: What are the major crops grown in India?
  • Government Schemes: What are the objectives of the Pradhan Mantri Kisan Samman Nidhi (PM-KISAN) scheme?
  • Microfinance: How does microfinance contribute to rural development?
  • KCC: What are the benefits of a Kisan Credit Card?

8. Financial Literacy

This section assesses the candidate’s understanding of basic financial concepts and principles. The topics covered include:

  • Budgeting and Savings: Importance of budgeting and savings.
  • Investment Options: Different investment options available, their risks, and returns.
  • Insurance: Types of insurance and their importance.
  • Credit and Debt Management: Understanding credit and debt, and managing them effectively.
  • Financial Planning: Importance of financial planning and its key elements.

Example Questions:

  • Budgeting and Savings: What is the importance of budgeting?
  • Investment Options: What are the different types of investment options available?
  • Insurance: What is the difference between life insurance and health insurance?
  • Credit and Debt Management: What are the risks associated with excessive debt?
  • Financial Planning: What are the key elements of a financial plan?

9. Customer Service and Communication Skills

This section assesses the candidate’s ability to provide excellent customer service and communicate effectively. The topics covered include:

  • Customer Service: Principles of customer service, handling customer queries and complaints.
  • Communication Skills: Effective communication, both verbal and written.
  • Interpersonal Skills: Building rapport with customers, resolving conflicts.
  • Teamwork: Working effectively in a team environment.
  • Ethics and Values: Understanding ethical principles and values in customer service.

Example Questions:

  • Customer Service: How would you handle a customer complaint?
  • Communication Skills: What are the key elements of effective communication?
  • Interpersonal Skills: How would you build rapport with a customer?
  • Teamwork: How would you contribute to a team effort?
  • Ethics and Values: What are the ethical principles that should guide customer service?

10. Basic Legal and Regulatory Framework

This section assesses the candidate’s understanding of the legal and regulatory framework governing the banking sector in India. The topics covered include:

  • Banking Regulation Act, 1949: Key provisions of the Banking Regulation Act.
  • Reserve Bank of India Act, 1934: Key provisions of the RBI Act.
  • Payment and Settlement Systems Act, 2007: Understanding the Payment and Settlement Systems Act.
  • Money Laundering Prevention Act, 2002: Key provisions of the Money Laundering Prevention Act.
  • Know Your Customer (KYC) Norms: Understanding KYC norms and their importance.

Example Questions:

  • Banking Regulation Act, 1949: What are the key provisions of the Banking Regulation Act?
  • Reserve Bank of India Act, 1934: What are the powers of the Reserve Bank of India?
  • Payment and Settlement Systems Act, 2007: What is the purpose of the Payment and Settlement Systems Act?
  • Money Laundering Prevention Act, 2002: What are the key provisions of the Money Laundering Prevention Act?
  • Know Your Customer (KYC) Norms: What are the objectives of KYC norms?

11. Basic Accounting and Financial Reporting

This section assesses the candidate’s understanding of basic accounting principles and financial reporting. The topics covered include:

  • Accounting Basics: Understanding basic accounting concepts, such as assets, liabilities, and equity.
  • Financial Statements: Understanding the different types of financial statements, such as the balance sheet, income statement, and cash flow statement.
  • Financial Ratios: Understanding and interpreting financial ratios.
  • Basic Taxation: Understanding basic concepts of taxation, such as income tax and GST.

Example Questions:

  • Accounting Basics: What is the difference between an asset and a liability?
  • Financial Statements: What information is presented in a balance sheet?
  • Financial Ratios: What is the meaning of a current ratio?
  • Basic Taxation: What is the difference between income tax and GST?

12. Basic IT Skills

This section assesses the candidate’s basic IT skills, including:

  • Computer Hardware and Software: Understanding basic computer hardware and software.
  • Operating Systems: Understanding basic concepts of operating systems.
  • Internet and Web Browsing: Understanding basic internet concepts and web browsing.
  • Email and Communication: Understanding basic email and communication skills.
  • Data Entry and Spreadsheets: Understanding basic data entry and spreadsheet skills.

Example Questions:

  • Computer Hardware and Software: What is the difference between a CPU and a GPU?
  • Operating Systems: What are the different types of operating systems?
  • Internet and Web Browsing: What is the difference between a website and a web page?
  • Email and Communication: How do you send an email with an attachment?
  • Data Entry and Spreadsheets: How do you create a simple spreadsheet in Microsoft Excel?

13. Basic Knowledge of Postal Services

This section assesses the candidate’s basic knowledge of postal services in India. The topics covered include:

  • History of Indian Postal Services: Understanding the history of postal services in India.
  • Types of Postal Services: Understanding the different types of postal services available in India.
  • Postal Rates and Charges: Understanding postal rates and charges for different services.
  • Postal Regulations: Understanding basic postal regulations.
  • Role of IPPB in Postal Services: Understanding the role of IPPB in providing postal services.

Example Questions:

  • History of Indian Postal Services: When was the Indian Postal Service established?
  • Types of Postal Services: What are the different types of postal services available in India?
  • Postal Rates and Charges: What is the cost of sending a registered letter within India?
  • Postal Regulations: What are the regulations for sending a parcel internationally?
  • Role of IPPB in Postal Services: How does IPPB contribute to postal services in India?

14. Basic Knowledge of Payment Banks

This section assesses the candidate’s basic knowledge of payment banks in India. The topics covered include:

  • Definition and Features of Payment Banks: Understanding the definition and features of payment banks.
  • Role of Payment Banks in Financial Inclusion: Understanding the role of payment banks in promoting financial inclusion.
  • Regulations Governing Payment Banks: Understanding the regulations governing payment banks in India.
  • Key Players in the Payment Bank Sector: Understanding the key players in the payment bank sector in India.
  • Comparison of Payment Banks with Other Banking Institutions: Understanding the differences between payment banks and other banking institutions.

Example Questions:

  • Definition and Features of Payment Banks: What are the key features of payment banks?
  • Role of Payment Banks in Financial Inclusion: How do payment banks contribute to financial inclusion?
  • Regulations Governing Payment Banks: What are the regulations governing payment banks in India?
  • Key Players in the Payment Bank Sector: Who are the major players in the payment bank sector in India?
  • Comparison of Payment Banks with Other Banking Institutions: What are the key differences between payment banks and commercial banks?

15. Basic Knowledge of Financial Markets

This section assesses the candidate’s basic knowledge of financial markets in India. The topics covered include:

  • Types of Financial Markets: Understanding the different types of financial markets, such as the money market and the capital market.
  • Key Players in Financial Markets: Understanding the key players in financial markets, such as banks, insurance companies, and mutual funds.
  • Financial Instruments: Understanding different financial instruments, such as shares, bonds, and derivatives.
  • Regulation of Financial Markets: Understanding the regulations governing financial markets in India.
  • Role of Financial Markets in Economic Development: Understanding the role of financial markets in economic development.

Example Questions:

  • Types of Financial Markets: What is the difference between the money market and the capital market?
  • Key Players in Financial Markets: Who are the major players in the Indian stock market?
  • Financial Instruments: What is the difference between a share and a bond?
  • Regulation of Financial Markets: What is the role of SEBI in regulating the Indian stock market?
  • Role of Financial Markets in Economic Development: How do financial markets contribute to economic development?

16. Basic Knowledge of Technology and Digitalization

This section assesses the candidate’s basic knowledge of technology and digitalization in the banking sector. The topics covered include:

  • Digital Banking: Understanding the concept of digital banking and its benefits.
  • Mobile Banking: Understanding the features and benefits of mobile banking.
  • Internet Banking: Understanding the features and benefits of internet banking.
  • FinTech: Understanding the role of FinTech in the banking sector.
  • Cyber Security: Understanding the importance of cyber security in the digital banking environment.

Example Questions:

  • Digital Banking: What are the benefits of digital banking?
  • Mobile Banking: What are the features of mobile banking?
  • Internet Banking: How do you access internet banking?
  • FinTech: What are the key trends in FinTech?
  • Cyber Security: What are the major cyber security threats to banks?

17. Basic Knowledge of Government Policies and Schemes

This section assesses the candidate’s basic knowledge of government policies and schemes related to banking and financial inclusion. The topics covered include:

  • Pradhan Mantri Jan Dhan Yojana (PMJDY): Understanding the objectives and features of PMJDY.
  • Pradhan Mantri Mudra Yojana (PMMY): Understanding the objectives and features of PMMY.
  • Stand Up India Scheme: Understanding the objectives and features of the Stand Up India Scheme.
  • Financial Inclusion Initiatives: Understanding other government initiatives aimed at promoting financial inclusion.
  • Digital India Programme: Understanding the objectives and features of the Digital India Programme.

Example Questions:

  • Pradhan Mantri Jan Dhan Yojana (PMJDY): What are the objectives of PMJDY?
  • Pradhan Mantri Mudra Yojana (PMMY): What are the benefits of PMMY?
  • Stand Up India Scheme: Who is eligible for the Stand Up India Scheme?
  • Financial Inclusion Initiatives: What are some other government initiatives aimed at promoting financial inclusion?
  • Digital India Programme: What are the key objectives of the Digital India Programme?

18. Basic Knowledge of Social and Environmental Issues

This section assesses the candidate’s basic knowledge of social and environmental issues related to banking and finance. The topics covered include:

  • Sustainable Banking: Understanding the concept of sustainable banking and its principles.
  • Environmental, Social, and Governance (ESG) Factors: Understanding the importance of ESG factors in banking.
  • Climate Change and its Impact on Banking: Understanding the impact of climate change on the banking sector.
  • Financial Inclusion and Social Impact: Understanding the social impact of financial inclusion.
  • Responsible Lending Practices: Understanding the importance of responsible lending practices.

Example Questions:

  • Sustainable Banking: What are the key principles of sustainable banking?
  • Environmental, Social, and Governance (ESG) Factors: How do ESG factors affect banking decisions?
  • Climate Change and its Impact on Banking: What are the risks associated with climate change for banks?
  • Financial Inclusion and Social Impact: How does financial inclusion contribute to social development?
  • Responsible Lending Practices: What are the key elements of responsible lending practices?

19. Basic Knowledge of Business and Management

This section assesses the candidate’s basic knowledge of business and management principles. The topics covered include:

  • Business Environment: Understanding the different factors that influence the business environment.
  • Management Functions: Understanding the different functions of management, such as planning, organizing, leading, and controlling.
  • Marketing and Sales: Understanding basic marketing and sales concepts.
  • Customer Relationship Management (CRM): Understanding the importance of CRM in business.
  • Innovation and Entrepreneurship: Understanding the importance of innovation and entrepreneurship in business.

Example Questions:

  • Business Environment: What are the key factors that influence the business environment?
  • Management Functions: What are the different functions of management?
  • Marketing and Sales: What are the key elements of a marketing plan?
  • Customer Relationship Management (CRM): What are the benefits of CRM?
  • Innovation and Entrepreneurship: What are the key characteristics of successful entrepreneurs?

20. Basic Knowledge of Data Analysis and Interpretation

This section assesses the candidate’s basic knowledge of data analysis and interpretation. The topics covered include:

  • Data Collection and Processing: Understanding the different methods of data collection and processing.
  • Data Visualization: Understanding the different methods of data visualization.
  • Statistical Analysis: Understanding basic statistical concepts and methods.
  • Data Interpretation: Understanding how to interpret data and draw conclusions.
  • Data Analytics Tools: Understanding the different data analytics tools available.

Example Questions:

  • Data Collection and Processing: What are the different methods of data collection?
  • Data Visualization: What are the different types of charts and graphs used for data visualization?
  • Statistical Analysis: What is the difference between mean, median, and mode?
  • Data Interpretation: How do you interpret a correlation coefficient?
  • Data Analytics Tools: What are some popular data analytics tools?

This comprehensive syllabus for the IPPB Prelims exam provides a clear understanding of the topics that will be covered in the exam. Candidates are advised to thoroughly prepare for all the sections to increase their chances of success.

Frequently Asked Questions (FAQs) and Short Answers for IPPB Prelims Exam 2024

Reasoning Ability:

  • Q: What are some common types of analogies asked in the exam?
    • A: Word analogies (doctor:patient), Number analogies (2:4 :: 6:?), Letter analogies (A:B :: C:?)
  • Q: How can I improve my logical deduction skills?
    • A: Practice solving syllogisms, analyze arguments, and identify logical fallacies.
  • Q: What are some tips for solving puzzles?
    • A: Break down the puzzle into smaller parts, look for patterns, and use elimination techniques.

Quantitative Aptitude:

  • Q: What are some important formulas for arithmetic?
    • A: Simple Interest, Compound Interest, Profit & Loss, Time & Work, Speed & Distance.
  • Q: How can I improve my data interpretation skills?
    • A: Practice analyzing tables, charts, and graphs, and learn to identify trends and patterns.
  • Q: What are some common types of geometry questions?
    • A: Area, Perimeter, Volume, Angles, Triangles, Circles.

English Language:

  • Q: How can I improve my reading comprehension skills?
    • A: Practice reading different types of passages, identify main ideas, and answer comprehension questions.
  • Q: What are some common grammatical errors to look out for?
    • A: Subject-verb agreement, tense consistency, pronoun agreement, article usage.
  • Q: How can I improve my vocabulary?
    • A: Read widely, use a dictionary and thesaurus, and learn new words regularly.

General Awareness:

  • Q: What are some good resources for current affairs?
    • A: Newspapers, magazines, online news portals, and current affairs websites.
  • Q: What are some important banking concepts to know?
    • A: RBI, Interest rates, Banking regulations, Financial institutions.
  • Q: How can I prepare for static GK?
    • A: Refer to standard textbooks and study materials for history, geography, polity, and general science.

Computer Knowledge:

  • Q: What are some basic computer hardware components?
    • A: CPU, RAM, Hard Disk, Motherboard, Monitor, Keyboard, Mouse.
  • Q: What are some common MS Office applications?
    • A: Word, Excel, PowerPoint, Outlook.
  • Q: What are some basic cyber security threats?
    • A: Viruses, Malware, Phishing, Hacking.

Financial Inclusion and Digital Payments:

  • Q: What are some key initiatives for financial inclusion in India?
    • A: PMJDY, PMMY, Stand Up India Scheme.
  • Q: What are some popular digital payment methods in India?
    • A: UPI, BHIM App, Mobile Wallets, Debit/Credit Cards.
  • Q: What are the advantages of mobile banking?
    • A: Convenience, Accessibility, Security, Cost-effectiveness.

Rural Economy and Agriculture:

  • Q: What are some major challenges faced by the rural economy?
    • A: Poverty, Unemployment, Lack of Infrastructure, Low Agricultural Productivity.
  • Q: What are some important government schemes for rural development?
    • A: PM-KISAN, MGNREGA, Swachh Bharat Abhiyan.
  • Q: What are the benefits of a Kisan Credit Card?
    • A: Access to credit, Low interest rates, Crop insurance.

Financial Literacy:

  • Q: What are some important investment options?
    • A: Fixed Deposits, Mutual Funds, Stocks, Bonds, Real Estate.
  • Q: What are the different types of insurance?
    • A: Life Insurance, Health Insurance, Motor Insurance, Home Insurance.
  • Q: How can I manage my credit effectively?
    • A: Track your credit score, pay bills on time, avoid excessive debt.

Customer Service and Communication Skills:

  • Q: What are some key principles of customer service?
    • A: Courtesy, Empathy, Responsiveness, Problem-solving.
  • Q: What are some tips for effective communication?
    • A: Clear and concise language, Active listening, Non-verbal cues.
  • Q: How can I improve my teamwork skills?
    • A: Collaboration, Communication, Conflict resolution.

Basic Legal and Regulatory Framework:

  • Q: What are some key provisions of the Banking Regulation Act, 1949?
    • A: Licensing of banks, Regulation of banking operations, Prudential norms.
  • Q: What are the powers of the Reserve Bank of India?
    • A: Monetary policy, Banking supervision, Currency management.
  • Q: What are the objectives of KYC norms?
    • A: Prevent money laundering, Identify customers, Ensure financial security.

Basic Accounting and Financial Reporting:

  • Q: What are the key financial statements?
    • A: Balance Sheet, Income Statement, Cash Flow Statement.
  • Q: What are some common financial ratios?
    • A: Current Ratio, Debt-Equity Ratio, Return on Equity.
  • Q: What are the basic concepts of taxation?
    • A: Income Tax, GST, Direct Taxes, Indirect Taxes.

Basic IT Skills:

  • Q: What are the different types of operating systems?
    • A: Windows, macOS, Linux, Android, iOS.
  • Q: What are some basic email communication etiquette?
    • A: Professional tone, Clear subject line, Proofread before sending.
  • Q: What are some common data entry and spreadsheet functions?
    • A: Data input, Formulas, Sorting, Filtering.

Basic Knowledge of Postal Services:

  • Q: What are the different types of postal services available in India?
    • A: Registered Post, Speed Post, Parcel Post, Money Order.
  • Q: What is the role of IPPB in postal services?
    • A: Providing financial services, Expanding reach of postal services, Promoting financial inclusion.

Basic Knowledge of Payment Banks:

  • Q: What are the key features of payment banks?
    • A: Limited banking services, Focus on payments and deposits, No lending activities.
  • Q: What are the regulations governing payment banks in India?
    • A: RBI guidelines, Payment and Settlement Systems Act, 2007.
  • Q: What are the key differences between payment banks and commercial banks?
    • A: Scope of services, Capital requirements, Regulatory framework.

Basic Knowledge of Financial Markets:

  • Q: What are the key players in the Indian stock market?
    • A: BSE, NSE, Stockbrokers, Mutual Funds, Institutional Investors.
  • Q: What is the difference between a share and a bond?
    • A: Shares represent ownership in a company, Bonds represent debt.
  • Q: What is the role of SEBI in regulating the Indian stock market?
    • A: Protecting investor interests, Ensuring fair trading practices, Regulating market intermediaries.

Basic Knowledge of Technology and Digitalization:

  • Q: What are the benefits of digital banking?
    • A: Convenience, Accessibility, Speed, Cost-effectiveness.
  • Q: What are some key trends in FinTech?
    • A: Mobile payments, Blockchain technology, Artificial Intelligence.
  • Q: What are some common cyber security threats to banks?
    • A: Data breaches, Phishing attacks, Malware infections.

Basic Knowledge of Government Policies and Schemes:

  • Q: What are the objectives of PMJDY?
    • A: Promote financial inclusion, Provide access to banking services, Reduce financial exclusion.
  • Q: What are the benefits of PMMY?
    • A: Access to credit, Low interest rates, Support for micro-enterprises.
  • Q: What are the key objectives of the Digital India Programme?
    • A: Promote digital literacy, Develop digital infrastructure, Encourage digital economy.

Basic Knowledge of Social and Environmental Issues:

  • Q: What are the key principles of sustainable banking?
    • A: Environmental responsibility, Social equity, Good governance.
  • Q: How do ESG factors affect banking decisions?
    • A: Investment decisions, Lending practices, Risk management.
  • Q: What are the risks associated with climate change for banks?
    • A: Increased loan defaults, Asset devaluation, Regulatory scrutiny.

Basic Knowledge of Business and Management:

  • Q: What are the different functions of management?
    • A: Planning, Organizing, Leading, Controlling.
  • Q: What are the key elements of a marketing plan?
    • A: Target market, Product, Price, Promotion, Place.
  • Q: What are the benefits of CRM?
    • A: Improved customer satisfaction, Increased loyalty, Enhanced profitability.

Basic Knowledge of Data Analysis and Interpretation:

  • Q: What are the different methods of data visualization?
    • A: Charts, Graphs, Maps, Dashboards.
  • Q: What is the difference between mean, median, and mode?
    • A: Mean is the average, Median is the middle value, Mode is the most frequent value.
  • Q: What are some popular data analytics tools?
    • A: Excel, Tableau, Power BI, Python.

Remember, these are just a few examples. It is important to study the entire syllabus thoroughly and practice mock tests to prepare effectively for the IPPB Prelims exam.