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Credit access to Women has doubled in the last five years. The loan penetration among women borrowers has shot up to 14% in 2022 from 7% in 2017. Credit access is the ratio of women borrowers to the total adult Population.
According to a report by TransUnion (TU) Cibil, women borrowers in India have increased at a compound annual Growth rate (CAGR) of 15% over the last five years compared to 11% for male borrowers. The share of women borrowers has increased to 28% in 2022 from 25% in 2017.

There are many reasons for the higher growth rate for women. Many lenders have been offering better rates for women borrowers. Second, women borrowers have a better credit profile compared to men. In 2022, the report said that 57% of women borrowers had prime credit scores (731-770) compared to 51% of male borrowers.

Insights also indicate that the number of women seeking business loans has more than tripled in the last five years (2017 to 2022), which reflects the growth of women-led startups in India. During this period, the share of women in the overall business loan portfolio has increased by 12 Percentage points (32% in 2022 versus 20% in 2017). An increase in the share of women borrowers is also observed in the Home loan segment, growing by 6 percentage points in the last five years.

Among the top 12 states by total credit active borrowers,West Bengal(22%),Rajasthan(21%) and Bihar (21%) have seen the highest growth in women borrowers between 2017 and 2022.

Japan, the United States, South Korea and Taiwan have held the first meeting of senior officials under a new U.S.-led framework to help ensure a stable supply of semiconductors, Japans ministry said. Officials from industry organizations in the four economies took part in the virtual conference of the Chip 4 alliance on Feb. 16 to discuss ways to maintain supply chain resilience in times of natural disasters and other contingencies.

In a bid to outcompete China technologically, the Biden administration launched a new dialogue forum with Japan and South Korea on friend-shoring semiconductors as it invites companies to compete for a share of the $50 billion already approved to revitalize the U.S. chip industry.

Indian Scientists have designed an electrocatalyst system for energy-efficient hydrogen production with the help of electrolysis of urea. The urea electrolysis is helpful towards urea-based waste treatment with low-cost hydrogen production. This can be utilized for energy production towards our country’s benefits.

The energy requirement for production of hydrogen through water electrolysis can be reduced by 70 % through urea electrolysis. The energy-intensive counterpart of water splitting, Oxygen evolution, can be replaced with urea oxidation in urea electrolysis. The low-cost, earth-abundant Ni-based catalysts are widely applied for this process. The main challenge associated with urea oxidation is retaining the prolonged activity of the Catalyst as the strong adsorption of the reactive intermediate (COx) on the active site, referred to as catalyst poisoning, causes activity loss.

Union Labour and EMPLOYMENT Minister Bhupender Yadav launched the Donate-a-Pension programme under Pradhan Mantri Shram Yogi Maan-Dhan (PM-SYM) for people to contribute to the pension fund of their support staff.

It is an initiative under (PM-SYM) pension scheme where citizens can donate the premium contribution of their immediate support staff such as domestic workers, drivers, helpers etc,

The Donate-a-Pension programme which was launched today is part of many initiatives by the Labour Ministry to be launched in the Iconic Week being celebrated by the Ministry from March 7 to 13.

The objective of National Festival is to hear the voice of youth between 18 and less than 25 years of age, who will join various careers in coming years, including public Services.National Youth Parliament Festival (NYPF) is based on the idea given by Prime Minister in his Mann Ki Baat Address on 31st December 2017.

Taking inspiration from the idea of Prime Minister, the first NYPF 2019 was organised from 12 January to 27 February 2019 at District, State & National level with the theme Be the Voice of New India and Find solutions and Contribute to Policy.

National Youth Festival is celebrated every year from 12th to 16th January. 12th January being the birth anniversary of Swami Vivekananda, is observed as National Youth Day. This year, NYPF is also being organized along with the National Youth Festival.

Vudris the local name for Karewas in Kashmiri language.

In the Kashmiri dialect,the term Karewa means elevated table land.

Firstly, this term wasused by Godwin Austin in 1859 and later on by Lydekker in 1878forunconsolidated to semi-consolidated sand clay conglomerate sequence.

Karewas are thethick deposits of glacial clay and other materials embedded with moraines.These are unconsolidatedlacustrine deposits.Lacustrine means associated with lakes

A Made in India Petascale Supercomputer “PARAM Ganga” has been installed at IIT Roorkee on Monday by B.V.R. Mohan Reddy, Chairman, Board of Governors, Indian Institute of Technology (IIT) Roorkee. The establishment of 1.66 PFLOPS (Peta Floating-Point Operations Per Second) supercomputing at IIT Roorkee by the Centre for Development of Advanced Computing (CDAC) has been built under the approach of the National Supercomputing Mission (NSM).

The new high-performance computational (HPC) facility would aid researchers to solve complex problems of national importance and global significance. The new HPC will serve as an essential compute Environment for the modern-day research along with their theoretical and experimental work.”

By March 8, almost all Indians were evacuated from Ukraine, under a special effort codenamed Operation Ganga, starting from February 24, when the invasion began. The last of the stranded Indians, from Sumy University, have also been evacuated to safety in neighbouring Poland, Romania etc.

This was possible with support from the Russian and Ukraine governments under the `Green Corridor’ facility they have jointly arranged.

Its the first of its kind mission, with the aim of monitoring the unpredictable and active Sun and help protect the Earth from its outbursts.

ESA Vigil will be the first of its kind. By keeping an eagle eye on the ‘side’ of the Sun, the spacecraft will stream a constant feed of near real-time data on potentially hazardous solar activity, before it rolls into view from Earth.

The mission will give us advance warning of oncoming solar storms and therefore more time to protect spacecraft in orbit, on the ground and explorers now and in the future, unshielded by Earth’s Magnetic Field and vulnerable to our star’s violent outbursts.

The government on Thursday, February 9, 2023, saidlithium reserveshave been found for the first time in the country in Jammu and Kashmir.

Lithium is a non-ferrous Metal and is one of thekey components in EV batteries.

Upon exploration by the Geological Survey of India (GSI), lithium reserves have been found in Reasi district of Jammu and Kashmir.

Currently, India is import-dependent for many Minerals like lithium, nickel and cobalt.

Pradhan Mantri Krishi Sinchayee Yojana (PMKSY) is an umbrella scheme, consisting of two major components being implemented by this Ministry, namely, Accelerated Irrigation Benefit Programme (AIBP), and Har Khet Ko Pani (HKKP). HKKP, in turn, consists of four sub-components: (i) Command Area Development & Water Management (CAD&WM); (ii) Surface Minor Irrigation (SMI); (iii) Repair, Renovation and Restoration (RRR) of Water Bodies; and (iv) Ground Water (GW) Development. In 2016, with launch of revised AIBP format, CAD&WM sub-component of HKKP was taken up for pari passu implementation with AIBP.

In addition, PMKSY consists of two other components implemented by other Ministries. Per Drop More Crop (PDMC) component was being implemented by Department of Agriculture-notes-for-state-psc-exams”>Agriculture and Farmers Welfare under the umbrella of PMKSY, which is now being implemented separately. Further, Watershed Development component (WDC) of PMKSY is being implemented by Department of Land Resources.