Which of the following is the most common underwriting decision?

The other options are:

• To accept with extra premium: This is when the applicant is considered to be a higher-risk and will be charged a higher rate for insurance.
• To reject proposal: This is when the applicant is considered to be too high-risk and will not be offered insurance.
• Lien: This is a legal claim against an asset that can be used to satisfy a debt. It is not an underwriting decision.

I hope this helps! Let me know if you have any other questions.