The correct answer is: A. Female
Non-medical underwriting is a type of insurance underwriting that does not require a medical exam. This type of underwriting is typically used for smaller policies, such as life insurance policies with a death benefit of less than $250,000.
Under non-medical underwriting, the insurer will typically ask the applicant a series of questions about their health and lifestyle. The insurer will also review the applicant’s medical records. Based on this information, the insurer will decide whether to issue the policy and what the premium will be.
There are a few things that can affect the price of a non-medical life insurance policy, including the applicant’s age, health, and lifestyle. However, gender is not one of the factors that is considered under non-medical underwriting.
This is because non-medical underwriting is based on the assumption that all applicants are equally likely to die. This assumption is not always accurate, but it is the basis on which non-medical underwriting is done.
As a result, female
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