Insurance

1. Which of the following is incorrect?

Profit is excess of income over outgo
Profits are excess of assets over liabilities
All of the above

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class="read-more-container">Detailed SolutionWhich of the following is incorrect?

2. Who prescribes the format of a pre-authorisation letter and standard claim forms?

Central Government
Insurance company
TPA
IRDA

Detailed SolutionWho prescribes

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the format of a pre-authorisation letter and standard claim forms?

3. If the insured gets admitted in a non-network hospital,

He could still avail cashless facility
He would settle hospital bills and would get reimbursed by the insurer
Either A or B

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class="read-more-container">Detailed SolutionIf the insured gets admitted in a non-network hospital,

4. In respect of a family floater health policy, which of the following statements is correct?

The total premium payable is less than the total premium payable under non-floater policies
The total premium payable is more than the total premium payable under non-floater policies
Both A & B

Detailed SolutionIn respect of a family floater health policy, which of the following statements is correct?

5. Health insurance policy premiums qualify for tax relief under Income Tax Act?

80C
80D
10(10D)
80E

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class="youtube-icon"> Subscribe on YouTube href="https://exam.pscnotes.com/mcq/health-insurance-policy-premiums-qualify-for-tax-relief-under-income-tax-act/#more-32551">Detailed SolutionHealth insurance policy premiums qualify for tax relief under Income Tax Act?

6. With regard to domiciliary hospitalization which is incorrect?

The limit for the same is fixed as a %age of total sum insured
All chronic diseases are covered without any exclusion
Both A & B
None of the above correct

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title="With regard to domiciliary hospitalization which is incorrect?" class="read-more button" href="https://exam.pscnotes.com/mcq/with-regard-to-domiciliary-hospitalization-which-is-incorrect/#more-32549">Detailed SolutionWith regard to domiciliary hospitalization which is incorrect?

7. Which one of the following statements is correct?

Health cover policies cover all illnesses without any exclusion whatsoever
There could be a few exclusions like AIDS, STDs, etc
Both A & B
None of the above correct

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of the following statements is correct?" class="read-more button" href="https://exam.pscnotes.com/mcq/which-one-of-the-following-statements-is-correct-20/#more-32548">Detailed SolutionWhich one of the following statements is correct?

8. In which manner Pre-existing illnesses could be covered?

After illness is cured
Before illness is contracted
After illness is diagnosed
After a Waiting period

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which manner Pre-existing illnesses could be covered?" class="read-more button" href="https://exam.pscnotes.com/mcq/in-which-manner-pre-existing-illnesses-could-be-covered/#more-32547">Detailed SolutionIn which manner Pre-existing illnesses could be covered?

9. Which is a network hospital?

An hospital enlisted by insurer to provide medical services
An hospital enlisted by TPA to provide medical services
Both A & B

Detailed SolutionWhich is a network hospital?

10. Which among the following is not a Day Care procedure?

Byepass surgery
Cataract
Lithotripsy
Piles

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href="https://exam.pscnotes.com/mcq/which-among-the-following-is-not-a-day-care-procedure/#more-32545">Detailed SolutionWhich among the following is not a Day Care procedure?

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