Notes and Study material for Exams
The Evolving Landscape of the Keyword Industry: From Search to Intent The keyword industry has undergone a dramatic transformation in recent years, evolving from a simple tool for search engine optimization (SEO) to a complex ecosystem reflecting user intent and the ever-changing landscape of digital marketing. This evolution has been driven by advancements in search … Read more
The following are subtopics of financial sector reforms: Banking sector reforms Insurance sector reforms Non-banking financial companies (NBFCs) reforms Payments and settlement systems reforms Financial literacy and inclusion reforms Regulatory reforms Supervisory reforms Corporate governance reforms Anti-MoneyMoney laundering and combating the financing of terrorism (AML/CFT) reforms Financial stability reforms Financial InfrastructureInfrastructure reforms Financial technology (FinTech) … Read more
The Shadow Market: Understanding Credit Default Swaps Credit default swaps (CDSs) are a complex financial instrument that has gained notoriety for its role in the 2008 financial crisis. Though often misunderstood, CDSs are a vital part of the global financial system, offering a way to manage credit risk and diversify portfolios. This article delves into … Read more
The Financial Inclusion Index: A Global Snapshot of Access and Empowerment Financial inclusion, the ability of individuals and businesses to access and utilize a range of financial services, is a cornerstone of economic development and social progress. It empowers individuals to manage their finances, build assets, and participate fully in the economy. Measuring the extent … Read more
The Many Faces of Money: A Journey Through History, Economics, and Society Money, a seemingly simple concept, is a complex and multifaceted phenomenon that has shaped human civilization for millennia. From its humble beginnings as a medium of exchange to its role in global finance, money has evolved alongside human society, reflecting our changing needs, … Read more
The Insurance Regulatory and Development Authority (IRDAI): Shaping India’s Insurance Landscape The Insurance Regulatory and Development Authority of India (IRDAI) plays a pivotal role in shaping the Indian insurance sector, ensuring its stability, growth, and consumer protection. Established in 1999, IRDAI has been instrumental in transforming the insurance landscape, fostering competition, and promoting financial inclusion. … Read more
Pradhan Mantri Vaya Vandana Yojana (PMVVY): A Pension Scheme for Senior Citizens Introduction: India’s rapidly aging population presents a unique set of challenges and opportunities. As the number of senior citizens grows, ensuring their financial security and well-being becomes paramount. Recognizing this need, the Indian government launched the Pradhan Mantri Vaya Vandana Yojana (PMVVY) in … Read more
Varishtha Pension Bima Yojana (VPBY): Securing Your Golden Years The twilight years of life are often envisioned as a time for relaxation, travel, and spending quality time with loved ones. However, the reality can be quite different, especially when financial uncertainties loom large. For many senior citizens, securing a steady stream of income to meet … Read more
Atal Pension Yojana (APY): Building a Retirement Safety Net for the Informal Sector Introduction India’s informal sector, encompassing a vast majority of the workforce, faces a stark reality: the lack of a secure retirement plan. This segment, comprising street vendors, farmers, construction workers, and countless others, often works in precarious conditions with little or no … Read more
Pradhan Mantri Jeevan Jyoti Bima Yojana (PMJJBY): Affordable Life Insurance for All Introduction In a nation as vast and diverse as India, where financial security remains a paramount concern for millions, the government has taken significant strides to ensure the well-being of its citizens. One such initiative is the Pradhan Mantri Jeevan Jyoti Bima Yojana … Read more