Notes and Study material for Exams
Sampoorna Bima Gram Yojana (SBG Yojana): Extending Social Security Cover Introduction India, with its vast population and diverse socioeconomic landscape, faces significant challenges in ensuring social security for its citizens. The government has implemented various schemes and programs to address these challenges, aiming to provide a safety net for vulnerable sections of society. One such … Read more
The Evolving Landscape of the Keyword Industry: From Search to Intent The keyword industry has undergone a dramatic transformation in recent years, evolving from a simple tool for search engine optimization (SEO) to a complex ecosystem reflecting user intent and the ever-changing landscape of digital marketing. This evolution has been driven by advancements in search … Read more
The Financial Inclusion Index: A Global Snapshot of Access and Empowerment Financial inclusion, the ability of individuals and businesses to access and utilize a range of financial services, is a cornerstone of economic development and social progress. It empowers individuals to manage their finances, build assets, and participate fully in the economy. Measuring the extent … Read more
Pradhan Mantri Suraksha Bima Yojana (PMSBY): A Shield of Protection Against Accidental Risks Introduction In a world fraught with uncertainties, the need for financial security against unforeseen events is paramount. Accidents, though unpredictable, can have devastating consequences, leaving individuals and their families grappling with financial burdens at a time of vulnerability. Recognizing this critical need, … Read more
The Shadow Market: Understanding Credit Default Swaps Credit default swaps (CDSs) are a complex financial instrument that has gained notoriety for its role in the 2008 financial crisis. Though often misunderstood, CDSs are a vital part of the global financial system, offering a way to manage credit risk and diversify portfolios. This article delves into … Read more
The Many Faces of Money: A Journey Through History, Economics, and Society Money, a seemingly simple concept, is a complex and multifaceted phenomenon that has shaped human civilization for millennia. From its humble beginnings as a medium of exchange to its role in global finance, money has evolved alongside human society, reflecting our changing needs, … Read more
Varishtha Pension Bima Yojana (VPBY): Securing Your Golden Years The twilight years of life are often envisioned as a time for relaxation, travel, and spending quality time with loved ones. However, the reality can be quite different, especially when financial uncertainties loom large. For many senior citizens, securing a steady stream of income to meet … Read more
Budgeting Budgeting is the process of estimating the availability of Resources and then allocating them to various activities of an organization according to a pre-determined priority. In most cases, approval of a budget also means the approval to various spending units to utilize the allocated resources. Budgeting plays a criucial role in the socio-Economic Development … Read more
Disaster Management in India: A Comprehensive Overview India, a land of diverse landscapes and vast population, is highly vulnerable to a wide range of natural disasters. From devastating earthquakes and floods to cyclones and droughts, the country faces a constant threat to its people, infrastructure, and economy. Recognizing the gravity of this situation, India has … Read more
Atal Pension Yojana (APY): Building a Retirement Safety Net for the Informal Sector Introduction India’s informal sector, encompassing a vast majority of the workforce, faces a stark reality: the lack of a secure retirement plan. This segment, comprising street vendors, farmers, construction workers, and countless others, often works in precarious conditions with little or no … Read more