CREDA.

   CREDA – Chhattisgarh State RENEWABLE ENERGY Development Agency   CREDA – Chhattisgarh State Renewable Energy Development Agency, has been constituted on 25th May 2001 under the Department of Energy, Government of Chhattisgarh for implementation of various schemes pertaining to Renewable Energy sources and Energy Conservation activities. It is registered under Society Act … Read more

Types of money

The Many Faces of Money: A Comprehensive Guide to Types of Money Money, the lifeblood of modern economies, is a concept that has evolved over centuries. From simple barter systems to complex financial instruments, the ways we exchange value have undergone a remarkable transformation. Understanding the different types of money is crucial for navigating the … Read more

Cooperatives in India

Cooperatives in India: A Beacon of Empowerment and Economic Growth Cooperatives, a form of collective ownership and democratic governance, have played a pivotal role in the socio-economic development of India. From humble beginnings to becoming a significant force in various sectors, cooperatives have empowered millions of individuals, particularly in rural areas, by fostering economic self-reliance … Read more

Agricultural Credit Policy

 Agricultural credit Policy Rural indebtedness is an age-old problem in India. In the nineteenth century, commercial Banking was non-existent in rural areas, and farmers were completely in the hands of usurious moneylenders. Starting from the days of British rule, the central government has been striving to expand institutional lending to the rural agricultural … Read more

Simple Interest

 MATHEMATICS AND QUATITUATIVE Aptitude – SIMPLE INTEREST Introduction Money is not free and it costs to borrow the money. Normally, the borrower has to pay an extra amount in addition to the amount he had borrowed. i.e, to repay the loan, the borrower has to pay the sum borrowed and the interest. Lender … Read more

Cooperative Societies

The Power of Collective Action: Exploring the World of Cooperative Societies Cooperative societies, often referred to simply as “co-ops,” represent a unique and powerful model of economic and social organization. Rooted in the principles of self-help, mutual aid, and democratic control, co-ops empower individuals to collectively address their needs and aspirations. This article delves into … Read more

Credit Guarantee Trust Fund for Micro & Small Enterprises (CGTMSE)

The Credit Guarantee Trust Fund for Micro & Small Enterprises (CGTMSE): A Lifeline for India’s Entrepreneurial Spirit Introduction: India’s micro, small, and medium enterprises (MSMEs) are the backbone of the country’s economy, contributing significantly to employment generation, GDP growth, and overall economic development. However, these enterprises often face challenges in accessing credit due to factors … Read more

Role of Commercial Banks

Role of Commercial Banks A Commercial bank is a type of financial institution that provides Services such as accepting deposits, making business loans, and offering basic Investment products There is acute shortage of capital. People lack initiative and enterprise. Means of transport are undeveloped. Industry is depressed. The commercial banks help in overcoming these obstacles and promoting … Read more

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