Notes and Study material for Exams
Skewflation: The New Inflationary Beast The global economy is grappling with a complex and evolving inflationary landscape. While headline inflation rates may be moderating in some regions, the underlying dynamics are far from benign. A new term has emerged to capture this nuanced reality: skewflation. This article delves into the concept of skewflation, its drivers, … Read more
Bottleneck Inflation: A Deep Dive into Supply Chain Constraints and Price Hikes The global economy has been grappling with a surge in inflation since the onset of the COVID-19 pandemic. While various factors contribute to this phenomenon, one particularly impactful driver is bottleneck inflation. This article delves into the intricacies of bottleneck inflation, exploring its … Read more
The Price We Pay: Understanding CPI vs. WPI and Their Impact on Our Lives The cost of living is a constant concern for individuals and a key indicator for policymakers. Two crucial metrics used to measure inflation and track price changes are the Consumer Price Index (CPI) and the Wholesale Price Index (WPI). While both … Read more
The Rise of Non-Banking Financial Companies (NBFCs): A Comprehensive Look at the Landscape Introduction The financial landscape is constantly evolving, with new players and innovative models emerging to cater to the diverse needs of individuals and businesses. Among these, Non-Banking Financial Companies (NBFCs) have gained significant prominence, playing a crucial role in bridging the financial … Read more
The Capital Adequacy Ratio: A Cornerstone of Financial Stability The financial landscape is a complex and interconnected web, where the stability of individual institutions directly impacts the overall health of the system. One crucial element in ensuring this stability is the Capital Adequacy Ratio (CAR), a regulatory measure designed to safeguard banks and other financial … Read more
The Insolvency and Bankruptcy Code (IBC): A Catalyst for Economic Growth and Financial Stability The Insolvency and Bankruptcy Code (IBC) of 2016 stands as a landmark legislation in India’s economic landscape, aiming to streamline the process of resolving corporate distress and promoting a healthy credit culture. This comprehensive framework, replacing a fragmented and cumbersome system, … Read more
The Rise of Payment Banks: A New Era in Financial Inclusion The financial landscape is constantly evolving, and one of the most significant developments in recent years has been the emergence of payment banks. These specialized banks, operating under a unique regulatory framework, are playing a crucial role in bridging the financial inclusion gap, particularly … Read more
The Long Term Repo: A Deep Dive into the World of Long-Term Funding The financial landscape is constantly evolving, with new instruments and strategies emerging to meet the ever-changing needs of investors and borrowers. One such instrument, gaining increasing prominence, is the Long Term Repo, a powerful tool for managing liquidity and accessing long-term funding. … Read more
The Repo Rate: A Powerful Tool in the Central Bank’s Arsenal The repo rate, short for repurchase agreement rate, is a crucial tool employed by central banks worldwide to manage inflation and stimulate economic growth. It represents the interest rate at which commercial banks borrow money from the central bank through repurchase agreements. Understanding the … Read more