P J Nayak Committee

The P.J. Nayak Committee: A Landmark Report on Corporate Governance in India The Indian corporate landscape has witnessed significant transformations over the years, driven by factors like globalization, technological advancements, and evolving investor expectations. This evolution has brought to the forefront the crucial role of corporate governance in ensuring transparency, accountability, and ethical conduct within … Read more

Option 1: Swabhimaan – Banking Inclusion Initiative

Swabhimaan: Empowering Financial Inclusion in India Introduction Financial inclusion, the ability of individuals and households to access and utilize a range of financial services, is a cornerstone of economic development. In India, a nation with a vast and diverse population, financial inclusion has been a long-standing challenge. The traditional banking system has often failed to … Read more

Atal Pension Yojana (APY): Building a Retirement Safety Net for the Informal Sector

Atal Pension Yojana (APY): Building a Retirement Safety Net for the Informal Sector Introduction India’s informal sector, encompassing a vast majority of the workforce, faces a stark reality: the lack of a secure retirement plan. This segment, comprising street vendors, farmers, construction workers, and countless others, often works in precarious conditions with little or no … Read more

Pradhan Mantri Jan Dhan Yojana (PMJDY): Financial Inclusion for All

Pradhan Mantri Jan Dhan Yojana (PMJDY): Financial Inclusion for All Introduction The Pradhan Mantri Jan Dhan Yojana (PMJDY), launched in August 2014, is a flagship financial inclusion program of the Indian government. Its primary objective is to provide universal access to financial services, including bank accounts, credit, insurance, and pensions, to all citizens, particularly the … Read more

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