Notes and Study material for Exams
Table of Content:- Role of Commercial Banks Issue of NPA Financial Inclusion [su_heading size=”21″]Role of Commercial Banks[/su_heading] A Commercial bank is a type of financial institution that provides Services such as accepting deposits, making business loans, and offering basic Investment products There is acute shortage of capital. People lack initiative and enterprise. Means of transport are undeveloped. … Read more
Role of RBI Pre-reform Post-reform Developmental Role: the developmental role has increased in view of the changing structure of the economy with a focus on SMEs and Financial Inclusion Priority Sector Lending: Introduced from 1974 with Public Sector Banks. Extended to all Commercial Banks by 1992 In the revised guidelines for PSL the thrust is … Read more
The Evolving Landscape of the Keyword Industry: From Search to Intent The keyword industry has undergone a dramatic transformation in recent years, evolving from a simple tool for search engine optimization (SEO) to a complex ecosystem reflecting user intent and the ever-changing landscape of digital marketing. This evolution has been driven by advancements in search … Read more
The following are subtopics of financial sector reforms: Banking sector reforms Insurance sector reforms Non-banking financial companies (NBFCs) reforms Payments and settlement systems reforms Financial literacy and inclusion reforms Regulatory reforms Supervisory reforms Corporate governance reforms Anti-MoneyMoney laundering and combating the financing of terrorism (AML/CFT) reforms Financial stability reforms Financial InfrastructureInfrastructure reforms Financial technology (FinTech) … Read more
The Rise and Fall of LIBOR: A Deep Dive into the London Interbank Offered Rate The London Interbank Offered Rate (LIBOR) has been a cornerstone of global finance for decades, serving as a benchmark interest rate for trillions of dollars worth of financial instruments. However, in recent years, LIBOR has faced significant scrutiny and ultimately … Read more
Commercial Paper: A Deep Dive into the Short-Term Funding Market Commercial paper (CP) is a vital instrument in the short-term debt market, enabling companies to access funds quickly and efficiently. This article delves into the intricacies of commercial paper, exploring its features, issuance process, risks, and its role in the broader financial landscape. What is … Read more
The Narasimham Committee – II: Reshaping India’s Financial Landscape The Indian financial sector, in the early 1990s, was characterized by a complex web of regulations, inefficient institutions, and a lack of competition. This stifled innovation, limited access to credit, and hampered economic growth. Recognizing the need for a radical overhaul, the Indian government appointed the … Read more
The Merging Landscape: A Deep Dive into Bank Mergers The financial world is a dynamic ecosystem, constantly evolving in response to market forces, technological advancements, and regulatory shifts. One of the most prominent trends in recent years has been the surge in bank mergers, a phenomenon driven by a complex interplay of factors. This article … Read more
The State Bank of India: A Colossus of Indian Banking The State Bank of India (SBI), a behemoth in the Indian financial landscape, stands as a testament to the nation’s economic growth and financial inclusion. From its humble beginnings as the Bank of Calcutta in 1806, SBI has evolved into a global financial powerhouse, playing … Read more
