Syllabus and Exam Pattern for niacl ao Exam 2024

Syllabus and Exam Pattern for NIACL AO Exam 2024

The New India Assurance Company Limited (NIACL) conducts the Administrative Officer (AO) exam annually to recruit eligible candidates for various administrative roles within the organization. The exam is conducted in three phases:

• Phase I: Online Examination
• Phase II: Interview
• Phase III: Medical Examination

Phase I: Online Examination

The online examination is a computer-based test that assesses the candidate’s knowledge and skills in the following subjects:

• Reasoning Ability: This section tests the candidate’s logical reasoning, analytical skills, and problem-solving abilities. It includes topics like:
  • Verbal Reasoning: Analogies, Syllogisms, Coding-Decoding, Blood Relations, Direction Sense, etc.
  • Non-Verbal Reasoning: Series, Analogy, Mirror Images, Water Images, Paper Folding and Cutting, etc.
• Quantitative Aptitude: This section tests the candidate’s mathematical skills and ability to solve numerical problems. It includes topics like:
  • Arithmetic: Number Systems, Percentages, Profit and Loss, Simple and Compound Interest, Time and Work, Time and Distance, etc.
  • Data Interpretation: Tables, Graphs, Charts, etc.
• English Language: This section tests the candidate’s proficiency in the English language, including grammar, vocabulary, comprehension, and writing skills. It includes topics like:
  • Reading Comprehension: Passages followed by questions based on the content.
  • Grammar: Parts of Speech, Tenses, Articles, Prepositions, etc.
  • Vocabulary: Synonyms, Antonyms, Idioms, Phrases, etc.
  • Sentence Correction: Identifying and correcting grammatical errors in sentences.
• General Awareness: This section tests the candidate’s knowledge of current affairs, banking and financial awareness, and general knowledge. It includes topics like:
  • Current Events: National and International events, major happenings in the past year.
  • Banking and Financial Awareness: Recent developments in the banking and financial sector, RBI policies, etc.
  • General Knowledge: History, Geography, Science, Polity, etc.

Exam Pattern for Phase I: Online Examination

Section	Number of Questions	Maximum Marks	Time Allowed
Reasoning Ability	35	35	30 minutes
Quantitative Aptitude	35	35	30 minutes
English Language	35	35	30 minutes
General Awareness	35	35	30 minutes
Total	140	140	120 minutes

Note:

• There is a negative marking of 1/4th mark for each incorrect answer.
• The exam is conducted in online mode, and the candidates need to appear for the exam at designated test centers.
• The candidates need to clear the sectional cut-off and overall cut-off to qualify for the next stage.

Phase II: Interview

The candidates who clear the online examination are shortlisted for the interview round. The interview is conducted by a panel of experts from NIACL. The interview assesses the candidate’s personality, communication skills, general awareness, and suitability for the role.

Phase III: Medical Examination

The candidates who clear the interview round are required to undergo a medical examination. The medical examination is conducted by a panel of doctors appointed by NIACL. The candidates need to clear the medical examination to be finally selected for the post of Administrative Officer.

Detailed Syllabus for Each Section

Reasoning Ability

• Verbal Reasoning:
  • Analogies: Identifying relationships between words or concepts.
  • Syllogisms: Analyzing logical arguments and drawing conclusions.
  • Coding-Decoding: Deciphering codes and patterns.
  • Blood Relations: Understanding family relationships and tracing lineage.
  • Direction Sense: Determining directions and distances based on given information.
  • Puzzles: Solving logical puzzles and finding missing information.
• Non-Verbal Reasoning:
  • Series: Identifying patterns and completing sequences.
  • Analogy: Identifying relationships between figures or shapes.
  • Mirror Images: Identifying the mirror image of a given figure.
  • Water Images: Identifying the water image of a given figure.
  • Paper Folding and Cutting: Visualizing the outcome of folding and cutting paper.
  • Figure Matrix: Identifying the missing figure in a matrix.

Quantitative Aptitude

• Arithmetic:
  • Number Systems: Understanding different types of numbers, their properties, and operations.
  • Percentages: Calculating percentages, discounts, and markups.
  • Profit and Loss: Calculating profit, loss, and cost price.
  • Simple and Compound Interest: Calculating interest on principal amounts.
  • Time and Work: Solving problems related to work done by individuals or groups.
  • Time and Distance: Solving problems related to speed, distance, and time.
  • Ratio and Proportion: Understanding ratios and proportions and solving related problems.
  • Average: Calculating the average of a set of numbers.
  • Mixtures and Alligations: Solving problems related to mixing different substances.
• Data Interpretation:
  • Tables: Analyzing data presented in tabular form.
  • Graphs: Analyzing data presented in various types of graphs, such as bar graphs, line graphs, pie charts, etc.
  • Charts: Analyzing data presented in charts, such as histograms, frequency distributions, etc.

English Language

• Reading Comprehension:
  • Passages: Reading and understanding passages from various sources, such as newspapers, magazines, and books.
  • Questions: Answering questions based on the content of the passages.
• Grammar:
  • Parts of Speech: Identifying and understanding different parts of speech, such as nouns, verbs, adjectives, adverbs, etc.
  • Tenses: Understanding and using different tenses correctly.
  • Articles: Using definite and indefinite articles correctly.
  • Prepositions: Using prepositions correctly to show relationships between words.
  • Conjunctions: Using conjunctions to connect words, phrases, and clauses.
  • Subject-Verb Agreement: Ensuring that the subject and verb agree in number and person.
  • Sentence Structure: Understanding and using different types of sentences, such as simple, compound, and complex sentences.
• Vocabulary:
  • Synonyms: Identifying words with similar meanings.
  • Antonyms: Identifying words with opposite meanings.
  • Idioms and Phrases: Understanding the meaning of common idioms and phrases.
  • One-Word Substitutions: Replacing phrases with single words.
• Sentence Correction:
  • Identifying Errors: Identifying grammatical errors in sentences.
  • Correcting Errors: Correcting grammatical errors in sentences.

General Awareness

• Current Events:
  • National Events: Major events and developments in India, including politics, economy, social issues, etc.
  • International Events: Major events and developments around the world, including politics, economy, social issues, etc.
  • Sports: Major sporting events and achievements.
  • Awards and Honors: Important awards and honors given to individuals and organizations.
• Banking and Financial Awareness:
  • RBI Policies: Recent policies and regulations issued by the Reserve Bank of India.
  • Financial Markets: Understanding the functioning of financial markets, including stock markets, bond markets, etc.
  • Banking Sector: Recent developments in the banking sector, including mergers and acquisitions, new products and services, etc.
  • Financial Institutions: Understanding the role of various financial institutions, such as banks, insurance companies, mutual funds, etc.
• General Knowledge:
  • History: Important events and personalities in Indian history.
  • Geography: Important geographical features of India and the world.
  • Science: Basic concepts in physics, chemistry, and biology.
  • Polity: Understanding the Indian Constitution, political system, and government institutions.
  • Economy: Understanding the Indian economy, its strengths and weaknesses.
  • Culture: Understanding Indian culture and heritage.

Preparation Tips for NIACL AO Exam 2024

• Understand the Syllabus: Thoroughly understand the syllabus and exam pattern for the NIACL AO exam.
• Prepare a Study Plan: Create a realistic study plan that covers all the topics in the syllabus.
• Refer to Good Study Materials: Use reliable and updated study materials, such as books, online resources, and mock tests.
• Practice Regularly: Practice mock tests and previous years’ papers to get familiar with the exam pattern and improve your speed and accuracy.
• Focus on Weak Areas: Identify your weak areas and focus on improving them.
• Stay Updated with Current Affairs: Read newspapers, magazines, and online resources to stay updated with current affairs.
• Develop Time Management Skills: Learn to manage time effectively during the exam to attempt all the questions within the stipulated time.
• Improve Your Communication Skills: Practice your communication skills, as the interview round is an important part of the selection process.
• Stay Motivated: Stay motivated and focused throughout your preparation journey.

Resources for Preparation

• Books:
  • Quantitative Aptitude by R.S. Aggarwal
  • Verbal and Non-Verbal Reasoning by R.S. Aggarwal
  • Objective General English by S.P. Bakshi
  • General Knowledge by Lucent
  • Current Affairs by Manorama Yearbook
• Online Resources:
  • Testbook
  • Gradeup
  • Oliveboard
  • Bankers Adda
  • AffairsCloud
• Mock Tests:
  • Testbook
  • Gradeup
  • Oliveboard
  • Bankers Adda

Conclusion

The NIACL AO exam is a challenging but rewarding exam. With proper preparation and dedication, candidates can crack the exam and secure a promising career in the insurance sector. Remember to stay focused, practice regularly, and stay updated with current affairs to increase your chances of success.

Frequently Asked Questions (FAQs) and Short Answers

Q: What is the eligibility criteria for the NIACL AO exam?

A: Candidates must hold a graduate degree from a recognized university and must be between 21 and 30 years of age (age relaxation is applicable for reserved categories).

Q: What is the exam pattern for the NIACL AO exam?

A: The exam is conducted in three phases: Online Examination, Interview, and Medical Examination. The online exam consists of four sections: Reasoning Ability, Quantitative Aptitude, English Language, and General Awareness.

Q: What is the syllabus for the NIACL AO exam?

A: The syllabus covers topics like reasoning, quantitative aptitude, English language, and general awareness. It includes topics like verbal and non-verbal reasoning, arithmetic, data interpretation, reading comprehension, grammar, vocabulary, current affairs, banking and financial awareness, and general knowledge.

Q: What is the selection process for the NIACL AO exam?

A: The selection process involves three stages: online examination, interview, and medical examination. Candidates must clear the sectional cut-off and overall cut-off in the online exam to be eligible for the interview.

Q: How many attempts are allowed for the NIACL AO exam?

A: There is no limit on the number of attempts for the NIACL AO exam.

Q: What is the salary for the NIACL AO post?

A: The salary for the NIACL AO post is in the range of INR 30,000 to INR 60,000 per month, depending on the candidate’s experience and qualifications.

Q: What are the important books for preparing for the NIACL AO exam?

A: Some important books for preparing for the NIACL AO exam include Quantitative Aptitude by R.S. Aggarwal, Verbal and Non-Verbal Reasoning by R.S. Aggarwal, Objective General English by S.P. Bakshi, General Knowledge by Lucent, and Current Affairs by Manorama Yearbook.

Q: What are some good online resources for preparing for the NIACL AO exam?

A: Some good online resources for preparing for the NIACL AO exam include Testbook, Gradeup, Oliveboard, Bankers Adda, and AffairsCloud.

Q: How can I prepare for the General Awareness section of the NIACL AO exam?

A: To prepare for the General Awareness section, read newspapers, magazines, and online resources regularly. Focus on current events, banking and financial awareness, and general knowledge.

Q: What are some tips for clearing the NIACL AO exam?

A: Some tips for clearing the NIACL AO exam include understanding the syllabus, preparing a study plan, referring to good study materials, practicing regularly, focusing on weak areas, staying updated with current affairs, developing time management skills, and improving communication skills.

Q: What is the duration of the NIACL AO training program?

A: The duration of the NIACL AO training program is typically one year.

Q: What are the career prospects after clearing the NIACL AO exam?

A: After clearing the NIACL AO exam, candidates can pursue a career in various administrative roles within the organization, such as Branch Manager, Divisional Manager, and Regional Manager.

Q: What are the benefits of working as an NIACL AO?

A: The benefits of working as an NIACL AO include a competitive salary, job security, good work-life balance, and opportunities for career growth.