{"id":93979,"date":"2025-06-01T12:01:03","date_gmt":"2025-06-01T12:01:03","guid":{"rendered":"https:\/\/exam.pscnotes.com\/mcq\/?p=93979"},"modified":"2025-06-01T12:01:03","modified_gmt":"2025-06-01T12:01:03","slug":"in-the-context-of-direct-benefit-transfers-dbt-the-jam-is-the-abbre","status":"publish","type":"post","link":"https:\/\/exam.pscnotes.com\/mcq\/in-the-context-of-direct-benefit-transfers-dbt-the-jam-is-the-abbre\/","title":{"rendered":"In the context of direct benefit transfers (DBT), the JAM is the abbre"},"content":{"rendered":"<p>In the context of direct benefit transfers (DBT), the JAM is the abbreviation for<\/p>\n<p>[amp_mcq option1=&#8221;Jandhan Yojana, Aadhar Yojana and Use of Mobile Techonology&#8221; option2=&#8221;Janata Janardan Awas Money Transfer&#8221; option3=&#8221;Jansewa Aasaan Monitoring&#8221; option4=&#8221;Jandhan Yojana, Awas Yojana and MNREGA&#8221; correct=&#8221;option1&#8243;]<\/p>\n<div class=\"psc-box-pyq-exam-year-detail\">\n<div class=\"pyq-exam\">\n<div class=\"psc-heading\">This question was previously asked in<\/div>\n<div class=\"psc-title line-ellipsis\">UPSC SO-Steno &#8211; 2017<\/div>\n<\/div>\n<div class=\"pyq-exam-psc-buttons\"><a href=\"\/pyq\/pyq-upsc-so-steno-2017.pdf\" target=\"_blank\" class=\"psc-pdf-button\" rel=\"noopener\">Download PDF<\/a><a href=\"\/pyq-upsc-so-steno-2017\" target=\"_blank\" class=\"psc-attempt-button\" rel=\"noopener\">Attempt Online<\/a><\/div>\n<\/div>\n<section id=\"pyq-correct-answer\">In the context of Direct Benefit Transfer (DBT), JAM stands for the trinity of Pradhan Mantri Jan Dhan Yojana (PMJDY), Aadhaar, and Mobile technology. This trinity is envisioned as an enabler for transferring benefits directly to the bank accounts of beneficiaries, reducing leakages and increasing efficiency.<\/section>\n<section id=\"pyq-key-points\">JAM is an acronym representing the integration of financial inclusion (Jan Dhan), biometric identification (Aadhaar), and digital connectivity (Mobile) to facilitate efficient and transparent direct benefit transfers.<\/section>\n<section id=\"pyq-additional-information\">PMJDY ensures access to banking, Aadhaar provides a unique identity for de-duplication and authentication, and mobile technology enables transactions, notifications, and access to services, thus forming the backbone for the DBT ecosystem in India.<\/section>\n","protected":false},"excerpt":{"rendered":"<p>In the context of direct benefit transfers (DBT), the JAM is the abbreviation for [amp_mcq option1=&#8221;Jandhan Yojana, Aadhar Yojana and Use of Mobile Techonology&#8221; option2=&#8221;Janata Janardan Awas Money Transfer&#8221; option3=&#8221;Jansewa Aasaan Monitoring&#8221; option4=&#8221;Jandhan Yojana, Awas Yojana and MNREGA&#8221; correct=&#8221;option1&#8243;] This question was previously asked in UPSC SO-Steno &#8211; 2017 Download PDFAttempt Online In the context &#8230; <\/p>\n<p class=\"read-more-container\"><a title=\"In the context of direct benefit transfers (DBT), the JAM is the abbre\" class=\"read-more button\" href=\"https:\/\/exam.pscnotes.com\/mcq\/in-the-context-of-direct-benefit-transfers-dbt-the-jam-is-the-abbre\/#more-93979\">Detailed Solution<span class=\"screen-reader-text\">In the context of direct benefit transfers (DBT), the JAM is the abbre<\/span><\/a><\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1095],"tags":[1101,1112],"class_list":["post-93979","post","type-post","status-publish","format-standard","hentry","category-upsc-so-steno","tag-1101","tag-economic-and-social-development","no-featured-image-padding"],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v22.2 (Yoast SEO v23.3) - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>In the context of direct benefit transfers (DBT), the JAM is the abbre<\/title>\n<meta name=\"description\" content=\"In the context of Direct Benefit Transfer (DBT), JAM stands for the trinity of Pradhan Mantri Jan Dhan Yojana (PMJDY), Aadhaar, and Mobile technology. This trinity is envisioned as an enabler for transferring benefits directly to the bank accounts of beneficiaries, reducing leakages and increasing efficiency. JAM is an acronym representing the integration of financial inclusion (Jan Dhan), biometric identification (Aadhaar), and digital connectivity (Mobile) to facilitate efficient and transparent direct benefit transfers.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/exam.pscnotes.com\/mcq\/in-the-context-of-direct-benefit-transfers-dbt-the-jam-is-the-abbre\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"In the context of direct benefit transfers (DBT), the JAM is the abbre\" \/>\n<meta property=\"og:description\" content=\"In the context of Direct Benefit Transfer (DBT), JAM stands for the trinity of Pradhan Mantri Jan Dhan Yojana (PMJDY), Aadhaar, and Mobile technology. This trinity is envisioned as an enabler for transferring benefits directly to the bank accounts of beneficiaries, reducing leakages and increasing efficiency. JAM is an acronym representing the integration of financial inclusion (Jan Dhan), biometric identification (Aadhaar), and digital connectivity (Mobile) to facilitate efficient and transparent direct benefit transfers.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/exam.pscnotes.com\/mcq\/in-the-context-of-direct-benefit-transfers-dbt-the-jam-is-the-abbre\/\" \/>\n<meta property=\"og:site_name\" content=\"MCQ and Quiz for Exams\" \/>\n<meta property=\"article:published_time\" content=\"2025-06-01T12:01:03+00:00\" \/>\n<meta name=\"author\" content=\"rawan239\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"rawan239\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"1 minute\" \/>\n<!-- \/ Yoast SEO Premium plugin. -->","yoast_head_json":{"title":"In the context of direct benefit transfers (DBT), the JAM is the abbre","description":"In the context of Direct Benefit Transfer (DBT), JAM stands for the trinity of Pradhan Mantri Jan Dhan Yojana (PMJDY), Aadhaar, and Mobile technology. This trinity is envisioned as an enabler for transferring benefits directly to the bank accounts of beneficiaries, reducing leakages and increasing efficiency. JAM is an acronym representing the integration of financial inclusion (Jan Dhan), biometric identification (Aadhaar), and digital connectivity (Mobile) to facilitate efficient and transparent direct benefit transfers.","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/exam.pscnotes.com\/mcq\/in-the-context-of-direct-benefit-transfers-dbt-the-jam-is-the-abbre\/","og_locale":"en_US","og_type":"article","og_title":"In the context of direct benefit transfers (DBT), the JAM is the abbre","og_description":"In the context of Direct Benefit Transfer (DBT), JAM stands for the trinity of Pradhan Mantri Jan Dhan Yojana (PMJDY), Aadhaar, and Mobile technology. 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