{"id":91621,"date":"2025-06-01T11:01:17","date_gmt":"2025-06-01T11:01:17","guid":{"rendered":"https:\/\/exam.pscnotes.com\/mcq\/?p=91621"},"modified":"2025-06-01T11:01:17","modified_gmt":"2025-06-01T11:01:17","slug":"with-reference-to-the-governance-of-public-sector-banking-in-india-co","status":"publish","type":"post","link":"https:\/\/exam.pscnotes.com\/mcq\/with-reference-to-the-governance-of-public-sector-banking-in-india-co\/","title":{"rendered":"With reference to the governance of public sector banking in India, co"},"content":{"rendered":"<p>With reference to the governance of public sector banking in India, consider the following statements :<\/p>\n<ul>\n<li>1. Capital infusion into public sector banks by the Government of India has steadily increased in the last decade.<\/li>\n<li>2. To put the public sector banks in order, the merger of associate banks with the parent State Bank of India has been affected.<\/li>\n<\/ul>\n<p>Which of the statements given above is\/are correct ?<\/p>\n<p>[amp_mcq option1=&#8221;1 only&#8221; option2=&#8221;2 only&#8221; option3=&#8221;Both 1 and 2&#8243; option4=&#8221;Neither 1 nor 2&#8243; correct=&#8221;option2&#8243;]<\/p>\n<div class=\"psc-box-pyq-exam-year-detail\">\n<div class=\"pyq-exam\">\n<div class=\"psc-heading\">This question was previously asked in<\/div>\n<div class=\"psc-title line-ellipsis\">UPSC IAS &#8211; 2018<\/div>\n<\/div>\n<div class=\"pyq-exam-psc-buttons\"><a href=\"\/pyq\/pyq-upsc-ias-2018.pdf\" target=\"_blank\" class=\"psc-pdf-button\" rel=\"noopener\">Download PDF<\/a><a href=\"\/pyq-upsc-ias-2018\" target=\"_blank\" class=\"psc-attempt-button\" rel=\"noopener\">Attempt Online<\/a><\/div>\n<\/div>\n<section id=\"pyq-correct-answer\">Statement 2 is correct: As part of reforms to strengthen public sector banks, the merger of the five associate banks of SBI and Bharatiya Mahila Bank with the parent State Bank of India was completed in 2017. This was a significant step in consolidating public sector banking. Statement 1 is likely incorrect: While there have been significant government capital infusions into public sector banks over the last decade, particularly to address Non-Performing Assets (NPAs) and meet capital adequacy norms, the infusion has not shown a steady increase year-on-year throughout the entire decade, but rather occurred in large tranches during specific periods.<\/section>\n<section id=\"pyq-key-points\">Government intervention in public sector banks includes capital infusion for recapitalization and consolidation through mergers. The merger of SBI associates was a major reform move.<\/section>\n<section id=\"pyq-additional-information\">The government has undertaken various measures to improve the health of PSBs, including recapitalization programs and consolidation. After the SBI merger, the government also initiated the merger of other PSBs in subsequent years to create fewer, larger banks.<\/section>\n","protected":false},"excerpt":{"rendered":"<p>With reference to the governance of public sector banking in India, consider the following statements : 1. Capital infusion into public sector banks by the Government of India has steadily increased in the last decade. 2. To put the public sector banks in order, the merger of associate banks with the parent State Bank of &#8230; <\/p>\n<p class=\"read-more-container\"><a title=\"With reference to the governance of public sector banking in India, co\" class=\"read-more button\" href=\"https:\/\/exam.pscnotes.com\/mcq\/with-reference-to-the-governance-of-public-sector-banking-in-india-co\/#more-91621\">Detailed Solution<span class=\"screen-reader-text\">With reference to the governance of public sector banking in India, co<\/span><\/a><\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1092],"tags":[1114,1120,1190],"class_list":["post-91621","post","type-post","status-publish","format-standard","hentry","category-upsc-ias","tag-1114","tag-economic-development","tag-money-banking","no-featured-image-padding"],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v22.2 (Yoast SEO v23.3) - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>With reference to the governance of public sector banking in India, co<\/title>\n<meta name=\"description\" content=\"Statement 2 is correct: As part of reforms to strengthen public sector banks, the merger of the five associate banks of SBI and Bharatiya Mahila Bank with the parent State Bank of India was completed in 2017. This was a significant step in consolidating public sector banking. Statement 1 is likely incorrect: While there have been significant government capital infusions into public sector banks over the last decade, particularly to address Non-Performing Assets (NPAs) and meet capital adequacy norms, the infusion has not shown a steady increase year-on-year throughout the entire decade, but rather occurred in large tranches during specific periods. Government intervention in public sector banks includes capital infusion for recapitalization and consolidation through mergers. 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Statement 1 is likely incorrect: While there have been significant government capital infusions into public sector banks over the last decade, particularly to address Non-Performing Assets (NPAs) and meet capital adequacy norms, the infusion has not shown a steady increase year-on-year throughout the entire decade, but rather occurred in large tranches during specific periods. Government intervention in public sector banks includes capital infusion for recapitalization and consolidation through mergers. 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This was a significant step in consolidating public sector banking. Statement 1 is likely incorrect: While there have been significant government capital infusions into public sector banks over the last decade, particularly to address Non-Performing Assets (NPAs) and meet capital adequacy norms, the infusion has not shown a steady increase year-on-year throughout the entire decade, but rather occurred in large tranches during specific periods. Government intervention in public sector banks includes capital infusion for recapitalization and consolidation through mergers. The merger of SBI associates was a major reform move.","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/exam.pscnotes.com\/mcq\/with-reference-to-the-governance-of-public-sector-banking-in-india-co\/","og_locale":"en_US","og_type":"article","og_title":"With reference to the governance of public sector banking in India, co","og_description":"Statement 2 is correct: As part of reforms to strengthen public sector banks, the merger of the five associate banks of SBI and Bharatiya Mahila Bank with the parent State Bank of India was completed in 2017. This was a significant step in consolidating public sector banking. Statement 1 is likely incorrect: While there have been significant government capital infusions into public sector banks over the last decade, particularly to address Non-Performing Assets (NPAs) and meet capital adequacy norms, the infusion has not shown a steady increase year-on-year throughout the entire decade, but rather occurred in large tranches during specific periods. Government intervention in public sector banks includes capital infusion for recapitalization and consolidation through mergers. The merger of SBI associates was a major reform move.","og_url":"https:\/\/exam.pscnotes.com\/mcq\/with-reference-to-the-governance-of-public-sector-banking-in-india-co\/","og_site_name":"MCQ and Quiz for Exams","article_published_time":"2025-06-01T11:01:17+00:00","author":"rawan239","twitter_card":"summary_large_image","twitter_misc":{"Written by":"rawan239","Est. reading time":"1 minute"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"WebPage","@id":"https:\/\/exam.pscnotes.com\/mcq\/with-reference-to-the-governance-of-public-sector-banking-in-india-co\/","url":"https:\/\/exam.pscnotes.com\/mcq\/with-reference-to-the-governance-of-public-sector-banking-in-india-co\/","name":"With reference to the governance of public sector banking in India, co","isPartOf":{"@id":"https:\/\/exam.pscnotes.com\/mcq\/#website"},"datePublished":"2025-06-01T11:01:17+00:00","dateModified":"2025-06-01T11:01:17+00:00","author":{"@id":"https:\/\/exam.pscnotes.com\/mcq\/#\/schema\/person\/5807dafeb27d2ec82344d6cbd6c3d209"},"description":"Statement 2 is correct: As part of reforms to strengthen public sector banks, the merger of the five associate banks of SBI and Bharatiya Mahila Bank with the parent State Bank of India was completed in 2017. This was a significant step in consolidating public sector banking. Statement 1 is likely incorrect: While there have been significant government capital infusions into public sector banks over the last decade, particularly to address Non-Performing Assets (NPAs) and meet capital adequacy norms, the infusion has not shown a steady increase year-on-year throughout the entire decade, but rather occurred in large tranches during specific periods. Government intervention in public sector banks includes capital infusion for recapitalization and consolidation through mergers. The merger of SBI associates was a major reform move.","breadcrumb":{"@id":"https:\/\/exam.pscnotes.com\/mcq\/with-reference-to-the-governance-of-public-sector-banking-in-india-co\/#breadcrumb"},"inLanguage":"en-US","potentialAction":[{"@type":"ReadAction","target":["https:\/\/exam.pscnotes.com\/mcq\/with-reference-to-the-governance-of-public-sector-banking-in-india-co\/"]}]},{"@type":"BreadcrumbList","@id":"https:\/\/exam.pscnotes.com\/mcq\/with-reference-to-the-governance-of-public-sector-banking-in-india-co\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/exam.pscnotes.com\/mcq\/"},{"@type":"ListItem","position":2,"name":"UPSC IAS","item":"https:\/\/exam.pscnotes.com\/mcq\/category\/upsc-ias\/"},{"@type":"ListItem","position":3,"name":"With reference to the governance of public sector banking in India, co"}]},{"@type":"WebSite","@id":"https:\/\/exam.pscnotes.com\/mcq\/#website","url":"https:\/\/exam.pscnotes.com\/mcq\/","name":"MCQ and Quiz for Exams","description":"","potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/exam.pscnotes.com\/mcq\/?s={search_term_string}"},"query-input":"required name=search_term_string"}],"inLanguage":"en-US"},{"@type":"Person","@id":"https:\/\/exam.pscnotes.com\/mcq\/#\/schema\/person\/5807dafeb27d2ec82344d6cbd6c3d209","name":"rawan239","image":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/exam.pscnotes.com\/mcq\/#\/schema\/person\/image\/","url":"https:\/\/secure.gravatar.com\/avatar\/761a7274f9cce048fa5b921221e7934820d74514df93ef195a9d22af0c1c9001?s=96&d=mm&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/761a7274f9cce048fa5b921221e7934820d74514df93ef195a9d22af0c1c9001?s=96&d=mm&r=g","caption":"rawan239"},"sameAs":["https:\/\/exam.pscnotes.com"],"url":"https:\/\/exam.pscnotes.com\/mcq\/author\/rawan239\/"}]}},"amp_enabled":true,"_links":{"self":[{"href":"https:\/\/exam.pscnotes.com\/mcq\/wp-json\/wp\/v2\/posts\/91621","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/exam.pscnotes.com\/mcq\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/exam.pscnotes.com\/mcq\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/exam.pscnotes.com\/mcq\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/exam.pscnotes.com\/mcq\/wp-json\/wp\/v2\/comments?post=91621"}],"version-history":[{"count":0,"href":"https:\/\/exam.pscnotes.com\/mcq\/wp-json\/wp\/v2\/posts\/91621\/revisions"}],"wp:attachment":[{"href":"https:\/\/exam.pscnotes.com\/mcq\/wp-json\/wp\/v2\/media?parent=91621"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/exam.pscnotes.com\/mcq\/wp-json\/wp\/v2\/categories?post=91621"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/exam.pscnotes.com\/mcq\/wp-json\/wp\/v2\/tags?post=91621"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}