{"id":91240,"date":"2025-06-01T10:50:43","date_gmt":"2025-06-01T10:50:43","guid":{"rendered":"https:\/\/exam.pscnotes.com\/mcq\/?p=91240"},"modified":"2025-06-01T10:50:43","modified_gmt":"2025-06-01T10:50:43","slug":"pradhan-mantri-jan-dhan-yojana-has-been-launched-for","status":"publish","type":"post","link":"https:\/\/exam.pscnotes.com\/mcq\/pradhan-mantri-jan-dhan-yojana-has-been-launched-for\/","title":{"rendered":"Pradhan Mantri Jan-Dhan Yojana’ has been launched for"},"content":{"rendered":"

Pradhan Mantri Jan-Dhan Yojana’ has been launched for<\/p>\n

[amp_mcq option1=”providing housing loan to poor people at cheaper interest rates” option2=”promoting women’s Self-Help Groups in backward areas” option3=”promoting financial inclusion in the country” option4=”providing financial help to the marginalized communities” correct=”option3″]<\/p>\n

\n
\n
This question was previously asked in<\/div>\n
UPSC IAS – 2015<\/div>\n<\/div>\n
Download PDF<\/a>Attempt Online<\/a><\/div>\n<\/div>\n
\nPradhan Mantri Jan-Dhan Yojana (PMJDY) is a national mission launched to promote financial inclusion across India.
\n<\/section>\n
\nPMJDY aims to provide access to financial services such as banking\/savings and deposit accounts, remittance, credit, insurance, and pension in an affordable manner. The primary objective is to ensure that every household in India has access to banking facilities, thereby bringing the unbanked population into the formal financial system.
\nOption A is incorrect; housing loans are covered under different schemes (e.g., Pradhan Mantri Awas Yojana).
\nOption B is incorrect; promoting SHGs is usually part of rural development schemes like the National Rural Livelihood Mission.
\nOption D is partially correct as financial inclusion benefits marginalized communities, but the scheme’s scope and primary objective is broader – encompassing all households and promoting access to a range of financial services, not just direct financial help. Financial inclusion (C) is the overarching goal.
\n<\/section>\n
\nKey features of PMJDY include opening of basic savings bank deposit accounts with focus on zero balance, RuPay Debit Card with inbuilt accident insurance cover, and an overdraft facility after satisfactory operation of the account for a certain period. It plays a crucial role in delivering government scheme benefits directly into beneficiary accounts.
\n<\/section>\n","protected":false},"excerpt":{"rendered":"

Pradhan Mantri Jan-Dhan Yojana’ has been launched for [amp_mcq option1=”providing housing loan to poor people at cheaper interest rates” option2=”promoting women’s Self-Help Groups in backward areas” option3=”promoting financial inclusion in the country” option4=”providing financial help to the marginalized communities” correct=”option3″] This question was previously asked in UPSC IAS – 2015 Download PDFAttempt Online Pradhan Mantri … <\/p>\n

Detailed SolutionPradhan Mantri Jan-Dhan Yojana’ has been launched for<\/span><\/a><\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1092],"tags":[1443,1112],"class_list":["post-91240","post","type-post","status-publish","format-standard","hentry","category-upsc-ias","tag-1443","tag-economic-and-social-development","no-featured-image-padding"],"yoast_head":"\nPradhan Mantri Jan-Dhan Yojana' has been launched for<\/title>\n<meta name=\"description\" content=\"Pradhan Mantri Jan-Dhan Yojana (PMJDY) is a national mission launched to promote financial inclusion across India. PMJDY aims to provide access to financial services such as banking\/savings and deposit accounts, remittance, credit, insurance, and pension in an affordable manner. The primary objective is to ensure that every household in India has access to banking facilities, thereby bringing the unbanked population into the formal financial system. Option A is incorrect; housing loans are covered under different schemes (e.g., Pradhan Mantri Awas Yojana). Option B is incorrect; promoting SHGs is usually part of rural development schemes like the National Rural Livelihood Mission. Option D is partially correct as financial inclusion benefits marginalized communities, but the scheme's scope and primary objective is broader - encompassing all households and promoting access to a range of financial services, not just direct financial help. Financial inclusion (C) is the overarching goal.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/exam.pscnotes.com\/mcq\/pradhan-mantri-jan-dhan-yojana-has-been-launched-for\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Pradhan Mantri Jan-Dhan Yojana' has been launched for\" \/>\n<meta property=\"og:description\" content=\"Pradhan Mantri Jan-Dhan Yojana (PMJDY) is a national mission launched to promote financial inclusion across India. PMJDY aims to provide access to financial services such as banking\/savings and deposit accounts, remittance, credit, insurance, and pension in an affordable manner. The primary objective is to ensure that every household in India has access to banking facilities, thereby bringing the unbanked population into the formal financial system. Option A is incorrect; housing loans are covered under different schemes (e.g., Pradhan Mantri Awas Yojana). Option B is incorrect; promoting SHGs is usually part of rural development schemes like the National Rural Livelihood Mission. Option D is partially correct as financial inclusion benefits marginalized communities, but the scheme's scope and primary objective is broader - encompassing all households and promoting access to a range of financial services, not just direct financial help. Financial inclusion (C) is the overarching goal.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/exam.pscnotes.com\/mcq\/pradhan-mantri-jan-dhan-yojana-has-been-launched-for\/\" \/>\n<meta property=\"og:site_name\" content=\"MCQ and Quiz for Exams\" \/>\n<meta property=\"article:published_time\" content=\"2025-06-01T10:50:43+00:00\" \/>\n<meta name=\"author\" content=\"rawan239\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"rawan239\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"1 minute\" \/>\n<!-- \/ Yoast SEO Premium plugin. -->","yoast_head_json":{"title":"Pradhan Mantri Jan-Dhan Yojana' has been launched for","description":"Pradhan Mantri Jan-Dhan Yojana (PMJDY) is a national mission launched to promote financial inclusion across India. PMJDY aims to provide access to financial services such as banking\/savings and deposit accounts, remittance, credit, insurance, and pension in an affordable manner. The primary objective is to ensure that every household in India has access to banking facilities, thereby bringing the unbanked population into the formal financial system. Option A is incorrect; housing loans are covered under different schemes (e.g., Pradhan Mantri Awas Yojana). Option B is incorrect; promoting SHGs is usually part of rural development schemes like the National Rural Livelihood Mission. Option D is partially correct as financial inclusion benefits marginalized communities, but the scheme's scope and primary objective is broader - encompassing all households and promoting access to a range of financial services, not just direct financial help. Financial inclusion (C) is the overarching goal.","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/exam.pscnotes.com\/mcq\/pradhan-mantri-jan-dhan-yojana-has-been-launched-for\/","og_locale":"en_US","og_type":"article","og_title":"Pradhan Mantri Jan-Dhan Yojana' has been launched for","og_description":"Pradhan Mantri Jan-Dhan Yojana (PMJDY) is a national mission launched to promote financial inclusion across India. PMJDY aims to provide access to financial services such as banking\/savings and deposit accounts, remittance, credit, insurance, and pension in an affordable manner. The primary objective is to ensure that every household in India has access to banking facilities, thereby bringing the unbanked population into the formal financial system. Option A is incorrect; housing loans are covered under different schemes (e.g., Pradhan Mantri Awas Yojana). Option B is incorrect; promoting SHGs is usually part of rural development schemes like the National Rural Livelihood Mission. Option D is partially correct as financial inclusion benefits marginalized communities, but the scheme's scope and primary objective is broader - encompassing all households and promoting access to a range of financial services, not just direct financial help. Financial inclusion (C) is the overarching goal.","og_url":"https:\/\/exam.pscnotes.com\/mcq\/pradhan-mantri-jan-dhan-yojana-has-been-launched-for\/","og_site_name":"MCQ and Quiz for Exams","article_published_time":"2025-06-01T10:50:43+00:00","author":"rawan239","twitter_card":"summary_large_image","twitter_misc":{"Written by":"rawan239","Est. reading time":"1 minute"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"WebPage","@id":"https:\/\/exam.pscnotes.com\/mcq\/pradhan-mantri-jan-dhan-yojana-has-been-launched-for\/","url":"https:\/\/exam.pscnotes.com\/mcq\/pradhan-mantri-jan-dhan-yojana-has-been-launched-for\/","name":"Pradhan Mantri Jan-Dhan Yojana' has been launched for","isPartOf":{"@id":"https:\/\/exam.pscnotes.com\/mcq\/#website"},"datePublished":"2025-06-01T10:50:43+00:00","dateModified":"2025-06-01T10:50:43+00:00","author":{"@id":"https:\/\/exam.pscnotes.com\/mcq\/#\/schema\/person\/5807dafeb27d2ec82344d6cbd6c3d209"},"description":"Pradhan Mantri Jan-Dhan Yojana (PMJDY) is a national mission launched to promote financial inclusion across India. PMJDY aims to provide access to financial services such as banking\/savings and deposit accounts, remittance, credit, insurance, and pension in an affordable manner. The primary objective is to ensure that every household in India has access to banking facilities, thereby bringing the unbanked population into the formal financial system. Option A is incorrect; housing loans are covered under different schemes (e.g., Pradhan Mantri Awas Yojana). Option B is incorrect; promoting SHGs is usually part of rural development schemes like the National Rural Livelihood Mission. Option D is partially correct as financial inclusion benefits marginalized communities, but the scheme's scope and primary objective is broader - encompassing all households and promoting access to a range of financial services, not just direct financial help. Financial inclusion (C) is the overarching goal.","breadcrumb":{"@id":"https:\/\/exam.pscnotes.com\/mcq\/pradhan-mantri-jan-dhan-yojana-has-been-launched-for\/#breadcrumb"},"inLanguage":"en-US","potentialAction":[{"@type":"ReadAction","target":["https:\/\/exam.pscnotes.com\/mcq\/pradhan-mantri-jan-dhan-yojana-has-been-launched-for\/"]}]},{"@type":"BreadcrumbList","@id":"https:\/\/exam.pscnotes.com\/mcq\/pradhan-mantri-jan-dhan-yojana-has-been-launched-for\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/exam.pscnotes.com\/mcq\/"},{"@type":"ListItem","position":2,"name":"UPSC IAS","item":"https:\/\/exam.pscnotes.com\/mcq\/category\/upsc-ias\/"},{"@type":"ListItem","position":3,"name":"Pradhan Mantri Jan-Dhan Yojana’ has been launched for"}]},{"@type":"WebSite","@id":"https:\/\/exam.pscnotes.com\/mcq\/#website","url":"https:\/\/exam.pscnotes.com\/mcq\/","name":"MCQ and Quiz for Exams","description":"","potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/exam.pscnotes.com\/mcq\/?s={search_term_string}"},"query-input":"required name=search_term_string"}],"inLanguage":"en-US"},{"@type":"Person","@id":"https:\/\/exam.pscnotes.com\/mcq\/#\/schema\/person\/5807dafeb27d2ec82344d6cbd6c3d209","name":"rawan239","image":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/exam.pscnotes.com\/mcq\/#\/schema\/person\/image\/","url":"https:\/\/secure.gravatar.com\/avatar\/761a7274f9cce048fa5b921221e7934820d74514df93ef195a9d22af0c1c9001?s=96&d=mm&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/761a7274f9cce048fa5b921221e7934820d74514df93ef195a9d22af0c1c9001?s=96&d=mm&r=g","caption":"rawan239"},"sameAs":["https:\/\/exam.pscnotes.com"],"url":"https:\/\/exam.pscnotes.com\/mcq\/author\/rawan239\/"}]}},"amp_enabled":true,"_links":{"self":[{"href":"https:\/\/exam.pscnotes.com\/mcq\/wp-json\/wp\/v2\/posts\/91240","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/exam.pscnotes.com\/mcq\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/exam.pscnotes.com\/mcq\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/exam.pscnotes.com\/mcq\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/exam.pscnotes.com\/mcq\/wp-json\/wp\/v2\/comments?post=91240"}],"version-history":[{"count":0,"href":"https:\/\/exam.pscnotes.com\/mcq\/wp-json\/wp\/v2\/posts\/91240\/revisions"}],"wp:attachment":[{"href":"https:\/\/exam.pscnotes.com\/mcq\/wp-json\/wp\/v2\/media?parent=91240"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/exam.pscnotes.com\/mcq\/wp-json\/wp\/v2\/categories?post=91240"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/exam.pscnotes.com\/mcq\/wp-json\/wp\/v2\/tags?post=91240"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}