{"id":91170,"date":"2025-06-01T10:48:22","date_gmt":"2025-06-01T10:48:22","guid":{"rendered":"https:\/\/exam.pscnotes.com\/mcq\/?p=91170"},"modified":"2025-06-01T10:48:22","modified_gmt":"2025-06-01T10:48:22","slug":"the-terms-marginal-standing-facility-rate-and-net-demand-and-time-l","status":"publish","type":"post","link":"https:\/\/exam.pscnotes.com\/mcq\/the-terms-marginal-standing-facility-rate-and-net-demand-and-time-l\/","title":{"rendered":"The terms &#8216;Marginal Standing Facility Rate&#8217; and &#8216;Net Demand and Time L"},"content":{"rendered":"<p>The terms &#8216;Marginal Standing Facility Rate&#8217; and &#8216;Net Demand and Time Liabilities&#8217;, sometimes appearing in news, are used in relation to<\/p>\n<p>[amp_mcq option1=&#8221;banking operations&#8221; option2=&#8221;communication networking&#8221; option3=&#8221;military strategies&#8221; option4=&#8221;supply and demand of agricultural products&#8221; correct=&#8221;option1&#8243;]<\/p>\n<div class=\"psc-box-pyq-exam-year-detail\">\n<div class=\"pyq-exam\">\n<div class=\"psc-heading\">This question was previously asked in<\/div>\n<div class=\"psc-title line-ellipsis\">UPSC IAS &#8211; 2014<\/div>\n<\/div>\n<div class=\"pyq-exam-psc-buttons\"><a href=\"\/pyq\/pyq-upsc-ias-2014.pdf\" target=\"_blank\" class=\"psc-pdf-button\" rel=\"noopener\">Download PDF<\/a><a href=\"\/pyq-upsc-ias-2014\" target=\"_blank\" class=\"psc-attempt-button\" rel=\"noopener\">Attempt Online<\/a><\/div>\n<\/div>\n<section id=\"pyq-correct-answer\">\nThe correct option is A. The terms &#8216;Marginal Standing Facility Rate&#8217; and &#8216;Net Demand and Time Liabilities&#8217; are used in relation to banking operations.<br \/>\n<\/section>\n<section id=\"pyq-key-points\">\nMarginal Standing Facility (MSF) is a facility under which scheduled commercial banks can borrow additional funds overnight from the Reserve Bank of India (RBI) by dipping into their Statutory Liquidity Ratio (SLR) portfolio up to a certain limit. The MSF Rate is the interest rate charged by the RBI for this facility, and it is a key monetary policy tool. Net Demand and Time Liabilities (NDTL) represent the total liabilities of a bank (deposits, borrowings, etc.) minus its deposits with other banks and other approved assets. It is the base on which banks&#8217; reserve requirements like the Cash Reserve Ratio (CRR) and Statutory Liquidity Ratio (SLR) are calculated by the RBI.<br \/>\n<\/section>\n<section id=\"pyq-additional-information\">\nBoth MSF Rate and NDTL are specific terms used in the context of banking regulations, monetary policy, and the operations conducted by commercial banks under the purview of the central bank (RBI) in India. They are not related to communication networking, military strategies, or supply and demand of agricultural products.<br \/>\n<\/section>\n","protected":false},"excerpt":{"rendered":"<p>The terms &#8216;Marginal Standing Facility Rate&#8217; and &#8216;Net Demand and Time Liabilities&#8217;, sometimes appearing in news, are used in relation to [amp_mcq option1=&#8221;banking operations&#8221; option2=&#8221;communication networking&#8221; option3=&#8221;military strategies&#8221; option4=&#8221;supply and demand of agricultural products&#8221; correct=&#8221;option1&#8243;] This question was previously asked in UPSC IAS &#8211; 2014 Download PDFAttempt Online The correct option is A. The terms &#8230; <\/p>\n<p class=\"read-more-container\"><a title=\"The terms &#8216;Marginal Standing Facility Rate&#8217; and &#8216;Net Demand and Time L\" class=\"read-more button\" href=\"https:\/\/exam.pscnotes.com\/mcq\/the-terms-marginal-standing-facility-rate-and-net-demand-and-time-l\/#more-91170\">Detailed Solution<span class=\"screen-reader-text\">The terms &#8216;Marginal Standing Facility Rate&#8217; and &#8216;Net Demand and Time L<\/span><\/a><\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1092],"tags":[1468,1120,1190],"class_list":["post-91170","post","type-post","status-publish","format-standard","hentry","category-upsc-ias","tag-1468","tag-economic-development","tag-money-banking","no-featured-image-padding"],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v22.2 (Yoast SEO v23.3) - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>The terms &#039;Marginal Standing Facility Rate&#039; and &#039;Net Demand and Time L<\/title>\n<meta name=\"description\" content=\"The correct option is A. The terms &#039;Marginal Standing Facility Rate&#039; and &#039;Net Demand and Time Liabilities&#039; are used in relation to banking operations. Marginal Standing Facility (MSF) is a facility under which scheduled commercial banks can borrow additional funds overnight from the Reserve Bank of India (RBI) by dipping into their Statutory Liquidity Ratio (SLR) portfolio up to a certain limit. The MSF Rate is the interest rate charged by the RBI for this facility, and it is a key monetary policy tool. Net Demand and Time Liabilities (NDTL) represent the total liabilities of a bank (deposits, borrowings, etc.) minus its deposits with other banks and other approved assets. It is the base on which banks&#039; reserve requirements like the Cash Reserve Ratio (CRR) and Statutory Liquidity Ratio (SLR) are calculated by the RBI.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/exam.pscnotes.com\/mcq\/the-terms-marginal-standing-facility-rate-and-net-demand-and-time-l\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"The terms &#039;Marginal Standing Facility Rate&#039; and &#039;Net Demand and Time L\" \/>\n<meta property=\"og:description\" content=\"The correct option is A. The terms &#039;Marginal Standing Facility Rate&#039; and &#039;Net Demand and Time Liabilities&#039; are used in relation to banking operations. Marginal Standing Facility (MSF) is a facility under which scheduled commercial banks can borrow additional funds overnight from the Reserve Bank of India (RBI) by dipping into their Statutory Liquidity Ratio (SLR) portfolio up to a certain limit. The MSF Rate is the interest rate charged by the RBI for this facility, and it is a key monetary policy tool. Net Demand and Time Liabilities (NDTL) represent the total liabilities of a bank (deposits, borrowings, etc.) minus its deposits with other banks and other approved assets. It is the base on which banks&#039; reserve requirements like the Cash Reserve Ratio (CRR) and Statutory Liquidity Ratio (SLR) are calculated by the RBI.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/exam.pscnotes.com\/mcq\/the-terms-marginal-standing-facility-rate-and-net-demand-and-time-l\/\" \/>\n<meta property=\"og:site_name\" content=\"MCQ and Quiz for Exams\" \/>\n<meta property=\"article:published_time\" content=\"2025-06-01T10:48:22+00:00\" \/>\n<meta name=\"author\" content=\"rawan239\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"rawan239\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"1 minute\" \/>\n<!-- \/ Yoast SEO Premium plugin. -->","yoast_head_json":{"title":"The terms 'Marginal Standing Facility Rate' and 'Net Demand and Time L","description":"The correct option is A. The terms 'Marginal Standing Facility Rate' and 'Net Demand and Time Liabilities' are used in relation to banking operations. Marginal Standing Facility (MSF) is a facility under which scheduled commercial banks can borrow additional funds overnight from the Reserve Bank of India (RBI) by dipping into their Statutory Liquidity Ratio (SLR) portfolio up to a certain limit. The MSF Rate is the interest rate charged by the RBI for this facility, and it is a key monetary policy tool. Net Demand and Time Liabilities (NDTL) represent the total liabilities of a bank (deposits, borrowings, etc.) minus its deposits with other banks and other approved assets. It is the base on which banks' reserve requirements like the Cash Reserve Ratio (CRR) and Statutory Liquidity Ratio (SLR) are calculated by the RBI.","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/exam.pscnotes.com\/mcq\/the-terms-marginal-standing-facility-rate-and-net-demand-and-time-l\/","og_locale":"en_US","og_type":"article","og_title":"The terms 'Marginal Standing Facility Rate' and 'Net Demand and Time L","og_description":"The correct option is A. The terms 'Marginal Standing Facility Rate' and 'Net Demand and Time Liabilities' are used in relation to banking operations. Marginal Standing Facility (MSF) is a facility under which scheduled commercial banks can borrow additional funds overnight from the Reserve Bank of India (RBI) by dipping into their Statutory Liquidity Ratio (SLR) portfolio up to a certain limit. The MSF Rate is the interest rate charged by the RBI for this facility, and it is a key monetary policy tool. Net Demand and Time Liabilities (NDTL) represent the total liabilities of a bank (deposits, borrowings, etc.) minus its deposits with other banks and other approved assets. It is the base on which banks' reserve requirements like the Cash Reserve Ratio (CRR) and Statutory Liquidity Ratio (SLR) are calculated by the RBI.","og_url":"https:\/\/exam.pscnotes.com\/mcq\/the-terms-marginal-standing-facility-rate-and-net-demand-and-time-l\/","og_site_name":"MCQ and Quiz for Exams","article_published_time":"2025-06-01T10:48:22+00:00","author":"rawan239","twitter_card":"summary_large_image","twitter_misc":{"Written by":"rawan239","Est. reading time":"1 minute"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"WebPage","@id":"https:\/\/exam.pscnotes.com\/mcq\/the-terms-marginal-standing-facility-rate-and-net-demand-and-time-l\/","url":"https:\/\/exam.pscnotes.com\/mcq\/the-terms-marginal-standing-facility-rate-and-net-demand-and-time-l\/","name":"The terms 'Marginal Standing Facility Rate' and 'Net Demand and Time L","isPartOf":{"@id":"https:\/\/exam.pscnotes.com\/mcq\/#website"},"datePublished":"2025-06-01T10:48:22+00:00","dateModified":"2025-06-01T10:48:22+00:00","author":{"@id":"https:\/\/exam.pscnotes.com\/mcq\/#\/schema\/person\/5807dafeb27d2ec82344d6cbd6c3d209"},"description":"The correct option is A. The terms 'Marginal Standing Facility Rate' and 'Net Demand and Time Liabilities' are used in relation to banking operations. Marginal Standing Facility (MSF) is a facility under which scheduled commercial banks can borrow additional funds overnight from the Reserve Bank of India (RBI) by dipping into their Statutory Liquidity Ratio (SLR) portfolio up to a certain limit. The MSF Rate is the interest rate charged by the RBI for this facility, and it is a key monetary policy tool. Net Demand and Time Liabilities (NDTL) represent the total liabilities of a bank (deposits, borrowings, etc.) minus its deposits with other banks and other approved assets. It is the base on which banks' reserve requirements like the Cash Reserve Ratio (CRR) and Statutory Liquidity Ratio (SLR) are calculated by the RBI.","breadcrumb":{"@id":"https:\/\/exam.pscnotes.com\/mcq\/the-terms-marginal-standing-facility-rate-and-net-demand-and-time-l\/#breadcrumb"},"inLanguage":"en-US","potentialAction":[{"@type":"ReadAction","target":["https:\/\/exam.pscnotes.com\/mcq\/the-terms-marginal-standing-facility-rate-and-net-demand-and-time-l\/"]}]},{"@type":"BreadcrumbList","@id":"https:\/\/exam.pscnotes.com\/mcq\/the-terms-marginal-standing-facility-rate-and-net-demand-and-time-l\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/exam.pscnotes.com\/mcq\/"},{"@type":"ListItem","position":2,"name":"UPSC IAS","item":"https:\/\/exam.pscnotes.com\/mcq\/category\/upsc-ias\/"},{"@type":"ListItem","position":3,"name":"The terms &#8216;Marginal Standing Facility Rate&#8217; and &#8216;Net Demand and Time L"}]},{"@type":"WebSite","@id":"https:\/\/exam.pscnotes.com\/mcq\/#website","url":"https:\/\/exam.pscnotes.com\/mcq\/","name":"MCQ and Quiz for Exams","description":"","potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/exam.pscnotes.com\/mcq\/?s={search_term_string}"},"query-input":"required name=search_term_string"}],"inLanguage":"en-US"},{"@type":"Person","@id":"https:\/\/exam.pscnotes.com\/mcq\/#\/schema\/person\/5807dafeb27d2ec82344d6cbd6c3d209","name":"rawan239","image":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/exam.pscnotes.com\/mcq\/#\/schema\/person\/image\/","url":"https:\/\/secure.gravatar.com\/avatar\/761a7274f9cce048fa5b921221e7934820d74514df93ef195a9d22af0c1c9001?s=96&d=mm&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/761a7274f9cce048fa5b921221e7934820d74514df93ef195a9d22af0c1c9001?s=96&d=mm&r=g","caption":"rawan239"},"sameAs":["https:\/\/exam.pscnotes.com"],"url":"https:\/\/exam.pscnotes.com\/mcq\/author\/rawan239\/"}]}},"amp_enabled":true,"_links":{"self":[{"href":"https:\/\/exam.pscnotes.com\/mcq\/wp-json\/wp\/v2\/posts\/91170","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/exam.pscnotes.com\/mcq\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/exam.pscnotes.com\/mcq\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/exam.pscnotes.com\/mcq\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/exam.pscnotes.com\/mcq\/wp-json\/wp\/v2\/comments?post=91170"}],"version-history":[{"count":0,"href":"https:\/\/exam.pscnotes.com\/mcq\/wp-json\/wp\/v2\/posts\/91170\/revisions"}],"wp:attachment":[{"href":"https:\/\/exam.pscnotes.com\/mcq\/wp-json\/wp\/v2\/media?parent=91170"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/exam.pscnotes.com\/mcq\/wp-json\/wp\/v2\/categories?post=91170"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/exam.pscnotes.com\/mcq\/wp-json\/wp\/v2\/tags?post=91170"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}