{"id":91139,"date":"2025-06-01T10:47:42","date_gmt":"2025-06-01T10:47:42","guid":{"rendered":"https:\/\/exam.pscnotes.com\/mcq\/?p=91139"},"modified":"2025-06-01T10:47:42","modified_gmt":"2025-06-01T10:47:42","slug":"which-of-the-following-grants-grant-direct-credit-assistance-to-rural","status":"publish","type":"post","link":"https:\/\/exam.pscnotes.com\/mcq\/which-of-the-following-grants-grant-direct-credit-assistance-to-rural\/","title":{"rendered":"Which of the following grants\/grant direct credit assistance to rural"},"content":{"rendered":"<p>Which of the following grants\/grant direct credit assistance to rural households?<\/p>\n<ul>\n<li>1. Regional Rural Banks<\/li>\n<li>2. National Bank for Agriculture and Rural Development<\/li>\n<li>3. Land Development Banks<\/li>\n<\/ul>\n<p>Select the correct answer using the codes given below.<\/p>\n<p>[amp_mcq option1=&#8221;1 and 2 only&#8221; option2=&#8221;2 only&#8221; option3=&#8221;1 and 3 only&#8221; option4=&#8221;1, 2 and 3&#8243; correct=&#8221;option3&#8243;]<\/p>\n<div class=\"psc-box-pyq-exam-year-detail\">\n<div class=\"pyq-exam\">\n<div class=\"psc-heading\">This question was previously asked in<\/div>\n<div class=\"psc-title line-ellipsis\">UPSC IAS &#8211; 2013<\/div>\n<\/div>\n<div class=\"pyq-exam-psc-buttons\"><a href=\"\/pyq\/pyq-upsc-ias-2013.pdf\" target=\"_blank\" class=\"psc-pdf-button\" rel=\"noopener\">Download PDF<\/a><a href=\"\/pyq-upsc-ias-2013\" target=\"_blank\" class=\"psc-attempt-button\" rel=\"noopener\">Attempt Online<\/a><\/div>\n<\/div>\n<section id=\"pyq-correct-answer\">\nRegional Rural Banks (RRBs) and Land Development Banks (or their successors within the cooperative structure) are financial institutions that provide direct credit facilities to rural households for various purposes like agriculture and rural development activities. NABARD, on the other hand, is primarily an apex institution providing refinance and support to banks and other financial institutions, rather than direct credit to individual households.<br \/>\n<\/section>\n<section id=\"pyq-key-points\">\nRRBs were established to cater to the banking and credit needs of the rural population directly. Land Development Banks (part of the cooperative credit structure) focus on long-term agricultural finance, also providing credit directly to farmers (rural households). NABARD functions as a refinancing and supervisory body for rural credit institutions.<br \/>\n<\/section>\n<section id=\"pyq-additional-information\">\nWhile NABARD is crucial for the rural credit system, its role is mainly at the wholesale level, channeling funds to the retail institutions (like RRBs, Cooperative Banks, and sometimes commercial banks) which then disburse direct credit to the ultimate borrowers (rural households).<br \/>\n<\/section>\n","protected":false},"excerpt":{"rendered":"<p>Which of the following grants\/grant direct credit assistance to rural households? 1. Regional Rural Banks 2. National Bank for Agriculture and Rural Development 3. Land Development Banks Select the correct answer using the codes given below. [amp_mcq option1=&#8221;1 and 2 only&#8221; option2=&#8221;2 only&#8221; option3=&#8221;1 and 3 only&#8221; option4=&#8221;1, 2 and 3&#8243; correct=&#8221;option3&#8243;] This question was &#8230; <\/p>\n<p class=\"read-more-container\"><a title=\"Which of the following grants\/grant direct credit assistance to rural\" class=\"read-more button\" href=\"https:\/\/exam.pscnotes.com\/mcq\/which-of-the-following-grants-grant-direct-credit-assistance-to-rural\/#more-91139\">Detailed Solution<span class=\"screen-reader-text\">Which of the following grants\/grant direct credit assistance to rural<\/span><\/a><\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1092],"tags":[1467,1379,1120],"class_list":["post-91139","post","type-post","status-publish","format-standard","hentry","category-upsc-ias","tag-1467","tag-agriculture-and-allied-sectors","tag-economic-development","no-featured-image-padding"],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v22.2 (Yoast SEO v23.3) - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Which of the following grants\/grant direct credit assistance to rural<\/title>\n<meta name=\"description\" content=\"Regional Rural Banks (RRBs) and Land Development Banks (or their successors within the cooperative structure) are financial institutions that provide direct credit facilities to rural households for various purposes like agriculture and rural development activities. NABARD, on the other hand, is primarily an apex institution providing refinance and support to banks and other financial institutions, rather than direct credit to individual households. RRBs were established to cater to the banking and credit needs of the rural population directly. Land Development Banks (part of the cooperative credit structure) focus on long-term agricultural finance, also providing credit directly to farmers (rural households). NABARD functions as a refinancing and supervisory body for rural credit institutions.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/exam.pscnotes.com\/mcq\/which-of-the-following-grants-grant-direct-credit-assistance-to-rural\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Which of the following grants\/grant direct credit assistance to rural\" \/>\n<meta property=\"og:description\" content=\"Regional Rural Banks (RRBs) and Land Development Banks (or their successors within the cooperative structure) are financial institutions that provide direct credit facilities to rural households for various purposes like agriculture and rural development activities. NABARD, on the other hand, is primarily an apex institution providing refinance and support to banks and other financial institutions, rather than direct credit to individual households. RRBs were established to cater to the banking and credit needs of the rural population directly. Land Development Banks (part of the cooperative credit structure) focus on long-term agricultural finance, also providing credit directly to farmers (rural households). NABARD functions as a refinancing and supervisory body for rural credit institutions.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/exam.pscnotes.com\/mcq\/which-of-the-following-grants-grant-direct-credit-assistance-to-rural\/\" \/>\n<meta property=\"og:site_name\" content=\"MCQ and Quiz for Exams\" \/>\n<meta property=\"article:published_time\" content=\"2025-06-01T10:47:42+00:00\" \/>\n<meta name=\"author\" content=\"rawan239\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"rawan239\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"1 minute\" \/>\n<!-- \/ Yoast SEO Premium plugin. -->","yoast_head_json":{"title":"Which of the following grants\/grant direct credit assistance to rural","description":"Regional Rural Banks (RRBs) and Land Development Banks (or their successors within the cooperative structure) are financial institutions that provide direct credit facilities to rural households for various purposes like agriculture and rural development activities. NABARD, on the other hand, is primarily an apex institution providing refinance and support to banks and other financial institutions, rather than direct credit to individual households. RRBs were established to cater to the banking and credit needs of the rural population directly. Land Development Banks (part of the cooperative credit structure) focus on long-term agricultural finance, also providing credit directly to farmers (rural households). NABARD functions as a refinancing and supervisory body for rural credit institutions.","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/exam.pscnotes.com\/mcq\/which-of-the-following-grants-grant-direct-credit-assistance-to-rural\/","og_locale":"en_US","og_type":"article","og_title":"Which of the following grants\/grant direct credit assistance to rural","og_description":"Regional Rural Banks (RRBs) and Land Development Banks (or their successors within the cooperative structure) are financial institutions that provide direct credit facilities to rural households for various purposes like agriculture and rural development activities. NABARD, on the other hand, is primarily an apex institution providing refinance and support to banks and other financial institutions, rather than direct credit to individual households. RRBs were established to cater to the banking and credit needs of the rural population directly. Land Development Banks (part of the cooperative credit structure) focus on long-term agricultural finance, also providing credit directly to farmers (rural households). NABARD functions as a refinancing and supervisory body for rural credit institutions.","og_url":"https:\/\/exam.pscnotes.com\/mcq\/which-of-the-following-grants-grant-direct-credit-assistance-to-rural\/","og_site_name":"MCQ and Quiz for Exams","article_published_time":"2025-06-01T10:47:42+00:00","author":"rawan239","twitter_card":"summary_large_image","twitter_misc":{"Written by":"rawan239","Est. reading time":"1 minute"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"WebPage","@id":"https:\/\/exam.pscnotes.com\/mcq\/which-of-the-following-grants-grant-direct-credit-assistance-to-rural\/","url":"https:\/\/exam.pscnotes.com\/mcq\/which-of-the-following-grants-grant-direct-credit-assistance-to-rural\/","name":"Which of the following grants\/grant direct credit assistance to rural","isPartOf":{"@id":"https:\/\/exam.pscnotes.com\/mcq\/#website"},"datePublished":"2025-06-01T10:47:42+00:00","dateModified":"2025-06-01T10:47:42+00:00","author":{"@id":"https:\/\/exam.pscnotes.com\/mcq\/#\/schema\/person\/5807dafeb27d2ec82344d6cbd6c3d209"},"description":"Regional Rural Banks (RRBs) and Land Development Banks (or their successors within the cooperative structure) are financial institutions that provide direct credit facilities to rural households for various purposes like agriculture and rural development activities. NABARD, on the other hand, is primarily an apex institution providing refinance and support to banks and other financial institutions, rather than direct credit to individual households. RRBs were established to cater to the banking and credit needs of the rural population directly. Land Development Banks (part of the cooperative credit structure) focus on long-term agricultural finance, also providing credit directly to farmers (rural households). NABARD functions as a refinancing and supervisory body for rural credit institutions.","breadcrumb":{"@id":"https:\/\/exam.pscnotes.com\/mcq\/which-of-the-following-grants-grant-direct-credit-assistance-to-rural\/#breadcrumb"},"inLanguage":"en-US","potentialAction":[{"@type":"ReadAction","target":["https:\/\/exam.pscnotes.com\/mcq\/which-of-the-following-grants-grant-direct-credit-assistance-to-rural\/"]}]},{"@type":"BreadcrumbList","@id":"https:\/\/exam.pscnotes.com\/mcq\/which-of-the-following-grants-grant-direct-credit-assistance-to-rural\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/exam.pscnotes.com\/mcq\/"},{"@type":"ListItem","position":2,"name":"UPSC IAS","item":"https:\/\/exam.pscnotes.com\/mcq\/category\/upsc-ias\/"},{"@type":"ListItem","position":3,"name":"Which of the following grants\/grant direct credit assistance to rural"}]},{"@type":"WebSite","@id":"https:\/\/exam.pscnotes.com\/mcq\/#website","url":"https:\/\/exam.pscnotes.com\/mcq\/","name":"MCQ and Quiz for Exams","description":"","potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/exam.pscnotes.com\/mcq\/?s={search_term_string}"},"query-input":"required name=search_term_string"}],"inLanguage":"en-US"},{"@type":"Person","@id":"https:\/\/exam.pscnotes.com\/mcq\/#\/schema\/person\/5807dafeb27d2ec82344d6cbd6c3d209","name":"rawan239","image":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/exam.pscnotes.com\/mcq\/#\/schema\/person\/image\/","url":"https:\/\/secure.gravatar.com\/avatar\/761a7274f9cce048fa5b921221e7934820d74514df93ef195a9d22af0c1c9001?s=96&d=mm&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/761a7274f9cce048fa5b921221e7934820d74514df93ef195a9d22af0c1c9001?s=96&d=mm&r=g","caption":"rawan239"},"sameAs":["https:\/\/exam.pscnotes.com"],"url":"https:\/\/exam.pscnotes.com\/mcq\/author\/rawan239\/"}]}},"amp_enabled":true,"_links":{"self":[{"href":"https:\/\/exam.pscnotes.com\/mcq\/wp-json\/wp\/v2\/posts\/91139","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/exam.pscnotes.com\/mcq\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/exam.pscnotes.com\/mcq\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/exam.pscnotes.com\/mcq\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/exam.pscnotes.com\/mcq\/wp-json\/wp\/v2\/comments?post=91139"}],"version-history":[{"count":0,"href":"https:\/\/exam.pscnotes.com\/mcq\/wp-json\/wp\/v2\/posts\/91139\/revisions"}],"wp:attachment":[{"href":"https:\/\/exam.pscnotes.com\/mcq\/wp-json\/wp\/v2\/media?parent=91139"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/exam.pscnotes.com\/mcq\/wp-json\/wp\/v2\/categories?post=91139"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/exam.pscnotes.com\/mcq\/wp-json\/wp\/v2\/tags?post=91139"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}