{"id":87412,"date":"2025-06-01T06:42:39","date_gmt":"2025-06-01T06:42:39","guid":{"rendered":"https:\/\/exam.pscnotes.com\/mcq\/?p=87412"},"modified":"2025-06-01T06:42:39","modified_gmt":"2025-06-01T06:42:39","slug":"which-of-the-following-are-the-features-of-pradhan-mantri-jan-dhan-yoj","status":"publish","type":"post","link":"https:\/\/exam.pscnotes.com\/mcq\/which-of-the-following-are-the-features-of-pradhan-mantri-jan-dhan-yoj\/","title":{"rendered":"Which of the following are the features of Pradhan Mantri Jan Dhan Yoj"},"content":{"rendered":"<p>Which of the following are the features of Pradhan Mantri Jan Dhan Yojana?<\/p>\n<ul>\n<li>1. Ensuring financial inclusion of the poor<\/li>\n<li>2. Enhancing financial literacy<\/li>\n<li>3. Provision for accidental insurance to account holders<\/li>\n<li>4. Allowing bank accounts with zero balance<\/li>\n<\/ul>\n<p>Select the correct answer using the code given below :<\/p>\n<p>[amp_mcq option1=&#8221;1 and 4 only&#8221; option2=&#8221;1, 2 and 3 only&#8221; option3=&#8221;2 and 4 only&#8221; option4=&#8221;1, 2, 3 and 4&#8243; correct=&#8221;option4&#8243;]<\/p>\n<div class=\"psc-box-pyq-exam-year-detail\">\n<div class=\"pyq-exam\">\n<div class=\"psc-heading\">This question was previously asked in<\/div>\n<div class=\"psc-title line-ellipsis\">UPSC NDA-1 &#8211; 2016<\/div>\n<\/div>\n<div class=\"pyq-exam-psc-buttons\"><a href=\"\/pyq\/pyq-upsc-nda-1-2016.pdf\" target=\"_blank\" class=\"psc-pdf-button\" rel=\"noopener\">Download PDF<\/a><a href=\"\/pyq-upsc-nda-1-2016\" target=\"_blank\" class=\"psc-attempt-button\" rel=\"noopener\">Attempt Online<\/a><\/div>\n<\/div>\n<section id=\"pyq-correct-answer\">\nThe correct answer is D) 1, 2, 3 and 4.<br \/>\n<\/section>\n<section id=\"pyq-key-points\">\n&#8211; Pradhan Mantri Jan Dhan Yojana (PMJDY) is a national mission launched by the Government of India aimed at financial inclusion.<br \/>\n&#8211; Feature 1 (Ensuring financial inclusion of the poor): This is the primary objective of PMJDY, seeking to provide access to financial services like banking, remittances, insurance, and pension to the unbanked population.<br \/>\n&#8211; Feature 2 (Enhancing financial literacy): Financial literacy and credit counseling are integral parts of the scheme to empower account holders to effectively use financial services.<br \/>\n&#8211; Feature 3 (Provision for accidental insurance to account holders): PMJDY accounts came with a free accidental death insurance cover (initially Rs. 1 lakh, later enhanced) for the RuPay debit cardholders.<br \/>\n&#8211; Feature 4 (Allowing bank accounts with zero balance): A key aspect of the scheme was that accounts could be opened with zero initial deposit, making it accessible to everyone, especially the poor.<br \/>\n&#8211; All four listed statements are indeed features of the Pradhan Mantri Jan Dhan Yojana.<br \/>\n<\/section>\n<section id=\"pyq-additional-information\">\nLaunched in August 2014, PMJDY aims to provide universal access to banking facilities starting with a basic bank account. Other benefits included overdraft facility after satisfactory operation of the account and direct benefit transfer (DBT) linkage.<br \/>\n<\/section>\n","protected":false},"excerpt":{"rendered":"<p>Which of the following are the features of Pradhan Mantri Jan Dhan Yojana? 1. Ensuring financial inclusion of the poor 2. Enhancing financial literacy 3. Provision for accidental insurance to account holders 4. Allowing bank accounts with zero balance Select the correct answer using the code given below : [amp_mcq option1=&#8221;1 and 4 only&#8221; option2=&#8221;1, &#8230; <\/p>\n<p class=\"read-more-container\"><a title=\"Which of the following are the features of Pradhan Mantri Jan Dhan Yoj\" class=\"read-more button\" href=\"https:\/\/exam.pscnotes.com\/mcq\/which-of-the-following-are-the-features-of-pradhan-mantri-jan-dhan-yoj\/#more-87412\">Detailed Solution<span class=\"screen-reader-text\">Which of the following are the features of Pradhan Mantri Jan Dhan Yoj<\/span><\/a><\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1093],"tags":[1098,1112],"class_list":["post-87412","post","type-post","status-publish","format-standard","hentry","category-upsc-nda-1","tag-1098","tag-economic-and-social-development","no-featured-image-padding"],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v22.2 (Yoast SEO v23.3) - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Which of the following are the features of Pradhan Mantri Jan Dhan Yoj<\/title>\n<meta name=\"description\" content=\"The correct answer is D) 1, 2, 3 and 4. - Pradhan Mantri Jan Dhan Yojana (PMJDY) is a national mission launched by the Government of India aimed at financial inclusion. - Feature 1 (Ensuring financial inclusion of the poor): This is the primary objective of PMJDY, seeking to provide access to financial services like banking, remittances, insurance, and pension to the unbanked population. - Feature 2 (Enhancing financial literacy): Financial literacy and credit counseling are integral parts of the scheme to empower account holders to effectively use financial services. - Feature 3 (Provision for accidental insurance to account holders): PMJDY accounts came with a free accidental death insurance cover (initially Rs. 1 lakh, later enhanced) for the RuPay debit cardholders. - Feature 4 (Allowing bank accounts with zero balance): A key aspect of the scheme was that accounts could be opened with zero initial deposit, making it accessible to everyone, especially the poor. - All four listed statements are indeed features of the Pradhan Mantri Jan Dhan Yojana.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/exam.pscnotes.com\/mcq\/which-of-the-following-are-the-features-of-pradhan-mantri-jan-dhan-yoj\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Which of the following are the features of Pradhan Mantri Jan Dhan Yoj\" \/>\n<meta property=\"og:description\" content=\"The correct answer is D) 1, 2, 3 and 4. - Pradhan Mantri Jan Dhan Yojana (PMJDY) is a national mission launched by the Government of India aimed at financial inclusion. - Feature 1 (Ensuring financial inclusion of the poor): This is the primary objective of PMJDY, seeking to provide access to financial services like banking, remittances, insurance, and pension to the unbanked population. - Feature 2 (Enhancing financial literacy): Financial literacy and credit counseling are integral parts of the scheme to empower account holders to effectively use financial services. - Feature 3 (Provision for accidental insurance to account holders): PMJDY accounts came with a free accidental death insurance cover (initially Rs. 1 lakh, later enhanced) for the RuPay debit cardholders. - Feature 4 (Allowing bank accounts with zero balance): A key aspect of the scheme was that accounts could be opened with zero initial deposit, making it accessible to everyone, especially the poor. - All four listed statements are indeed features of the Pradhan Mantri Jan Dhan Yojana.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/exam.pscnotes.com\/mcq\/which-of-the-following-are-the-features-of-pradhan-mantri-jan-dhan-yoj\/\" \/>\n<meta property=\"og:site_name\" content=\"MCQ and Quiz for Exams\" \/>\n<meta property=\"article:published_time\" content=\"2025-06-01T06:42:39+00:00\" \/>\n<meta name=\"author\" content=\"rawan239\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"rawan239\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"1 minute\" \/>\n<!-- \/ Yoast SEO Premium plugin. -->","yoast_head_json":{"title":"Which of the following are the features of Pradhan Mantri Jan Dhan Yoj","description":"The correct answer is D) 1, 2, 3 and 4. - Pradhan Mantri Jan Dhan Yojana (PMJDY) is a national mission launched by the Government of India aimed at financial inclusion. - Feature 1 (Ensuring financial inclusion of the poor): This is the primary objective of PMJDY, seeking to provide access to financial services like banking, remittances, insurance, and pension to the unbanked population. - Feature 2 (Enhancing financial literacy): Financial literacy and credit counseling are integral parts of the scheme to empower account holders to effectively use financial services. - Feature 3 (Provision for accidental insurance to account holders): PMJDY accounts came with a free accidental death insurance cover (initially Rs. 1 lakh, later enhanced) for the RuPay debit cardholders. - Feature 4 (Allowing bank accounts with zero balance): A key aspect of the scheme was that accounts could be opened with zero initial deposit, making it accessible to everyone, especially the poor. - All four listed statements are indeed features of the Pradhan Mantri Jan Dhan Yojana.","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/exam.pscnotes.com\/mcq\/which-of-the-following-are-the-features-of-pradhan-mantri-jan-dhan-yoj\/","og_locale":"en_US","og_type":"article","og_title":"Which of the following are the features of Pradhan Mantri Jan Dhan Yoj","og_description":"The correct answer is D) 1, 2, 3 and 4. - Pradhan Mantri Jan Dhan Yojana (PMJDY) is a national mission launched by the Government of India aimed at financial inclusion. - Feature 1 (Ensuring financial inclusion of the poor): This is the primary objective of PMJDY, seeking to provide access to financial services like banking, remittances, insurance, and pension to the unbanked population. - Feature 2 (Enhancing financial literacy): Financial literacy and credit counseling are integral parts of the scheme to empower account holders to effectively use financial services. - Feature 3 (Provision for accidental insurance to account holders): PMJDY accounts came with a free accidental death insurance cover (initially Rs. 1 lakh, later enhanced) for the RuPay debit cardholders. - Feature 4 (Allowing bank accounts with zero balance): A key aspect of the scheme was that accounts could be opened with zero initial deposit, making it accessible to everyone, especially the poor. - All four listed statements are indeed features of the Pradhan Mantri Jan Dhan Yojana.","og_url":"https:\/\/exam.pscnotes.com\/mcq\/which-of-the-following-are-the-features-of-pradhan-mantri-jan-dhan-yoj\/","og_site_name":"MCQ and Quiz for Exams","article_published_time":"2025-06-01T06:42:39+00:00","author":"rawan239","twitter_card":"summary_large_image","twitter_misc":{"Written by":"rawan239","Est. reading time":"1 minute"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"WebPage","@id":"https:\/\/exam.pscnotes.com\/mcq\/which-of-the-following-are-the-features-of-pradhan-mantri-jan-dhan-yoj\/","url":"https:\/\/exam.pscnotes.com\/mcq\/which-of-the-following-are-the-features-of-pradhan-mantri-jan-dhan-yoj\/","name":"Which of the following are the features of Pradhan Mantri Jan Dhan Yoj","isPartOf":{"@id":"https:\/\/exam.pscnotes.com\/mcq\/#website"},"datePublished":"2025-06-01T06:42:39+00:00","dateModified":"2025-06-01T06:42:39+00:00","author":{"@id":"https:\/\/exam.pscnotes.com\/mcq\/#\/schema\/person\/5807dafeb27d2ec82344d6cbd6c3d209"},"description":"The correct answer is D) 1, 2, 3 and 4. - Pradhan Mantri Jan Dhan Yojana (PMJDY) is a national mission launched by the Government of India aimed at financial inclusion. - Feature 1 (Ensuring financial inclusion of the poor): This is the primary objective of PMJDY, seeking to provide access to financial services like banking, remittances, insurance, and pension to the unbanked population. - Feature 2 (Enhancing financial literacy): Financial literacy and credit counseling are integral parts of the scheme to empower account holders to effectively use financial services. - Feature 3 (Provision for accidental insurance to account holders): PMJDY accounts came with a free accidental death insurance cover (initially Rs. 1 lakh, later enhanced) for the RuPay debit cardholders. - Feature 4 (Allowing bank accounts with zero balance): A key aspect of the scheme was that accounts could be opened with zero initial deposit, making it accessible to everyone, especially the poor. - All four listed statements are indeed features of the Pradhan Mantri Jan Dhan Yojana.","breadcrumb":{"@id":"https:\/\/exam.pscnotes.com\/mcq\/which-of-the-following-are-the-features-of-pradhan-mantri-jan-dhan-yoj\/#breadcrumb"},"inLanguage":"en-US","potentialAction":[{"@type":"ReadAction","target":["https:\/\/exam.pscnotes.com\/mcq\/which-of-the-following-are-the-features-of-pradhan-mantri-jan-dhan-yoj\/"]}]},{"@type":"BreadcrumbList","@id":"https:\/\/exam.pscnotes.com\/mcq\/which-of-the-following-are-the-features-of-pradhan-mantri-jan-dhan-yoj\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/exam.pscnotes.com\/mcq\/"},{"@type":"ListItem","position":2,"name":"UPSC NDA-1","item":"https:\/\/exam.pscnotes.com\/mcq\/category\/upsc-nda-1\/"},{"@type":"ListItem","position":3,"name":"Which of the following are the features of Pradhan Mantri Jan Dhan Yoj"}]},{"@type":"WebSite","@id":"https:\/\/exam.pscnotes.com\/mcq\/#website","url":"https:\/\/exam.pscnotes.com\/mcq\/","name":"MCQ and Quiz for Exams","description":"","potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/exam.pscnotes.com\/mcq\/?s={search_term_string}"},"query-input":"required name=search_term_string"}],"inLanguage":"en-US"},{"@type":"Person","@id":"https:\/\/exam.pscnotes.com\/mcq\/#\/schema\/person\/5807dafeb27d2ec82344d6cbd6c3d209","name":"rawan239","image":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/exam.pscnotes.com\/mcq\/#\/schema\/person\/image\/","url":"https:\/\/secure.gravatar.com\/avatar\/761a7274f9cce048fa5b921221e7934820d74514df93ef195a9d22af0c1c9001?s=96&d=mm&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/761a7274f9cce048fa5b921221e7934820d74514df93ef195a9d22af0c1c9001?s=96&d=mm&r=g","caption":"rawan239"},"sameAs":["https:\/\/exam.pscnotes.com"],"url":"https:\/\/exam.pscnotes.com\/mcq\/author\/rawan239\/"}]}},"amp_enabled":true,"_links":{"self":[{"href":"https:\/\/exam.pscnotes.com\/mcq\/wp-json\/wp\/v2\/posts\/87412","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/exam.pscnotes.com\/mcq\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/exam.pscnotes.com\/mcq\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/exam.pscnotes.com\/mcq\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/exam.pscnotes.com\/mcq\/wp-json\/wp\/v2\/comments?post=87412"}],"version-history":[{"count":0,"href":"https:\/\/exam.pscnotes.com\/mcq\/wp-json\/wp\/v2\/posts\/87412\/revisions"}],"wp:attachment":[{"href":"https:\/\/exam.pscnotes.com\/mcq\/wp-json\/wp\/v2\/media?parent=87412"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/exam.pscnotes.com\/mcq\/wp-json\/wp\/v2\/categories?post=87412"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/exam.pscnotes.com\/mcq\/wp-json\/wp\/v2\/tags?post=87412"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}