{"id":4157,"date":"2024-03-05T16:01:55","date_gmt":"2024-03-05T16:01:55","guid":{"rendered":"https:\/\/exam.pscnotes.com\/mcq\/?p=4157"},"modified":"2024-03-05T16:01:55","modified_gmt":"2024-03-05T16:01:55","slug":"which-of-the-following-is-the-most-important-component-of-the-liabilites-of-commercial-banks-in-india","status":"publish","type":"post","link":"https:\/\/exam.pscnotes.com\/mcq\/which-of-the-following-is-the-most-important-component-of-the-liabilites-of-commercial-banks-in-india\/","title":{"rendered":"Which of the following is the most important component of the liabilites of commercial banks in India?"},"content":{"rendered":"<p>\r\n    <!-- Check if it's an AMP page -->\r\n            <!-- Non-AMP version -->\r\n        <div class=\"mcq-container\" data-quiz-id=\"quizState_6a973b0ac0e3e\">\r\n                                            <div class=\"option\" data-option-key=\"option1\" data-is-correct=\"true\">\r\n                    Demand deposits                <\/div>\r\n                                            <div class=\"option\" data-option-key=\"option2\" data-is-correct=\"false\">\r\n                    Time deposits                <\/div>\r\n                                            <div class=\"option\" data-option-key=\"option3\" data-is-correct=\"false\">\r\n                    lnter-bank liabilities                <\/div>\r\n                                            <div class=\"option\" data-option-key=\"option4\" data-is-correct=\"false\">\r\n                    Other borrowings                <\/div>\r\n                            \r\n            <!-- Feedback messages for non-AMP -->\r\n            <div class=\"feedback\" data-feedback=\"wrong\">Answer is Right!<\/div>\r\n            <div class=\"feedback\" data-feedback=\"right\">Answer is Wrong!<\/div>\r\n        <\/div>\r\n\r\n        <script>\r\n        document.addEventListener('DOMContentLoaded', function () {\r\n            var containers = document.querySelectorAll('.mcq-container');\r\n\r\n            containers.forEach(function(container) {\r\n                var options = container.querySelectorAll('.option');\r\n                var feedbackSelect = container.querySelector('[data-feedback=\"select\"]');\r\n                var feedbackWrong = container.querySelector('[data-feedback=\"wrong\"]');\r\n                var feedbackRight = container.querySelector('[data-feedback=\"right\"]');\r\n\r\n                options.forEach(function(option) {\r\n                    option.addEventListener('click', function() {\r\n                        var selectedOption = option.getAttribute('data-option-key');\r\n                        var isCorrect = option.getAttribute('data-is-correct') === 'true';\r\n\r\n                        \/\/ Remove previous selections\r\n                        options.forEach(function(opt) {\r\n                            opt.classList.remove('correct', 'incorrect');\r\n                        });\r\n\r\n                        \/\/ Add the correct\/incorrect class\r\n                        if (isCorrect) {\r\n                            option.classList.add('correct');\r\n                            feedbackRight.hidden = false;\r\n                            feedbackWrong.hidden = true;\r\n                        } else {\r\n                            option.classList.add('incorrect');\r\n                            feedbackRight.hidden = true;\r\n                            feedbackWrong.hidden = false;\r\n                        }\r\n\r\n                        \/\/ Hide select feedback\r\n                        feedbackSelect.hidden = true;\r\n                    });\r\n                });\r\n            });\r\n        });\r\n        <\/script>\r\n    \r\n    <!--more--><\/p>\n<p>The correct answer is (a) Demand deposits.<\/p>\n<p>Demand deposits are the most important component of the liabilities of commercial banks in India. They are deposits that can be withdrawn on demand by the depositor, without any notice or penalty. Demand deposits are the most liquid of all bank liabilities, and they are the main source of funds for commercial banks.<\/p>\n<p>Time deposits are deposits that cannot be withdrawn on demand, but only after a certain period of time has elapsed. Time deposits <div class=\"youtube-subscribe-container\">\r\n        <a href=\"https:\/\/www.youtube.com\/channel\/UCNHT8lW-JmLC68rjBfZhdkg?sub_confirmation=1\" target=\"_blank\" class=\"youtube-subscribe-button\">\r\n            <span class=\"youtube-icon\">\r\n                <svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewBox=\"0 0 576 512\">\r\n                    <path d=\"M549.7 124.1c-6.3-23.7-24.8-42.3-48.3-48.6C458.8 64 288 64 288 64S117.2 64 74.6 75.5c-23.5 6.3-42 24.9-48.3 48.6-11.4 42.9-11.4 132.3-11.4 132.3s0 89.4 11.4 132.3c6.3 23.7 24.8 41.5 48.3 47.8C117.2 448 288 448 288 448s170.8 0 213.4-11.5c23.5-6.3 42-24.2 48.3-47.8 11.4-42.9 11.4-132.3 11.4-132.3s0-89.4-11.4-132.3zm-317.5 213.5V175.2l142.7 81.2-142.7 81.2z\"\/>\r\n                <\/svg>\r\n            <\/span>\r\n            Subscribe on YouTube\r\n        <\/a>\r\n    <\/div> are less liquid than demand deposits, but they offer a higher interest rate.<\/p>\n<p>Inter-bank liabilities are loans that commercial banks make to each other. These loans are used to meet short-term liquidity needs.<\/p>\n<p>Other borrowings are loans that commercial banks make from other <div class=\"telegram-channel-container\">\r\n        <a href=\"https:\/\/t.me\/pscnotes2025\" target=\"_blank\" class=\"telegram-channel-button\">\r\n            <span class=\"telegram-icon\">\r\n                <svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewBox=\"0 0 496 512\">\r\n                    <path fill=\"white\" d=\"M248,8C111,8,0,119,0,256s111,248,248,248s248-111,248-248S385,8,248,8z M362,177L320,367c-3,14-10,18-20,14l-56-41l-27,26 c-3,3-5,5-10,5l4-63L323,196c5-5-1-7-8-3l-98,62l-42-13c-9-3-10-9,2-14l162-63C351,160,365,164,362,177z\"\/>\r\n                <\/svg>\r\n            <\/span>\r\n            Join Our Telegram Channel\r\n        <\/a>\r\n    <\/div> sources, such as the central bank or other financial institutions. These loans are used to finance long-term investments.<\/p>\n<p>Demand deposits are the most important component of the liabilities of commercial banks in India because they are the most liquid of all bank liabilities. Demand deposits are the main source of funds for commercial banks, and they are used to finance a variety of activities, such as lending to businesses and consumers, investing in securities, and holding reserves.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Subscribe on YouTube<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[42],"tags":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v22.2 (Yoast SEO v23.3) - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Which of the following is the most important component of the liabilites of commercial banks in India?<\/title>\n<meta name=\"description\" content=\"Demand deposits are the most important component of the liabilities of commercial banks in India. They are deposits that can be withdrawn on demand by the depositor, without any notice or penalty. Demand deposits are the most liquid of all bank liabilities, and they are the main source of funds for commercial banks.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/exam.pscnotes.com\/mcq\/which-of-the-following-is-the-most-important-component-of-the-liabilites-of-commercial-banks-in-india\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Which of the following is the most important component of the liabilites of commercial banks in India?\" \/>\n<meta property=\"og:description\" content=\"Demand deposits are the most important component of the liabilities of commercial banks in India. They are deposits that can be withdrawn on demand by the depositor, without any notice or penalty. 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They are deposits that can be withdrawn on demand by the depositor, without any notice or penalty. Demand deposits are the most liquid of all bank liabilities, and they are the main source of funds for commercial banks.","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/exam.pscnotes.com\/mcq\/which-of-the-following-is-the-most-important-component-of-the-liabilites-of-commercial-banks-in-india\/","og_locale":"en_US","og_type":"article","og_title":"Which of the following is the most important component of the liabilites of commercial banks in India?","og_description":"Demand deposits are the most important component of the liabilities of commercial banks in India. They are deposits that can be withdrawn on demand by the depositor, without any notice or penalty. 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They are deposits that can be withdrawn on demand by the depositor, without any notice or penalty. 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