{"id":32290,"date":"2024-04-15T08:59:07","date_gmt":"2024-04-15T08:59:07","guid":{"rendered":"https:\/\/exam.pscnotes.com\/mcq\/?p=32290"},"modified":"2024-04-15T08:59:07","modified_gmt":"2024-04-15T08:59:07","slug":"which-of-the-below-insurance-proposal-is-not-likely-to-qualify-under-non-medical-underwriting","status":"publish","type":"post","link":"https:\/\/exam.pscnotes.com\/mcq\/which-of-the-below-insurance-proposal-is-not-likely-to-qualify-under-non-medical-underwriting\/","title":{"rendered":"Which of the below insurance proposal is not likely to qualify under non-medical underwriting?"},"content":{"rendered":"

[amp_mcq option1=”Savita, aged 26 years, working in an IT company as a software engineer” option2=”Mahesh, aged 50 years, working in a coal mine” option3=”Satish, aged 28 years, working in a bank and has applied for an insurance cover of Rs. 1 crore” option4=”Pravin, aged 30 years, working in a departmental store and has applied for an endowment insurance plan for a tenure of 10 years” correct=”option2″]<\/p>\n

The correct answer is B. Mahesh, aged 50 years, working in a coal mine.<\/p>\n

Non-medical underwriting is a type of insurance underwriting that does not require the applicant to undergo a medical exam. This type of underwriting is typically used for applicants who are considered to be low-risk, such as young, healthy people.<\/p>\n

Mahesh, aged 50 years, working in a coal mine is not likely to qualify for non-medical underwriting because he is considered to be a high-risk applicant. Coal mining is a dangerous occupation, and Mahesh is at an increased risk of injury or death. Additionally, Mahesh is older than the typical applicant for non-medical underwriting.<\/p>\n

The other three applicants are more likely to qualify for non-medical underwriting. Savita, aged 26 years, working in an IT company as a software engineer is a young, healthy person who is not involved in a dangerous occupation. Satish, aged 28 years, working in a bank and has applied for an insurance cover of Rs. 1 crore is also a young, healthy person who is not involved in a dangerous occupation. Pravin, aged 30 years, working in a departmental store and has applied for an endowment insurance plan for a tenure of 10 years is also a young, healthy person who is not involved in a dangerous occupation.<\/p>\n","protected":false},"excerpt":{"rendered":"

[amp_mcq option1=”Savita, aged 26 years, working in an IT company as a software engineer” option2=”Mahesh, aged 50 years, working in a coal mine” option3=”Satish, aged 28 years, working in a bank and has applied for an insurance cover of Rs. 1 crore” option4=”Pravin, aged 30 years, working in a departmental store and has applied for … <\/p>\n

Detailed SolutionWhich of the below insurance proposal is not likely to qualify under non-medical underwriting?<\/span><\/a><\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[261],"tags":[],"class_list":["post-32290","post","type-post","status-publish","format-standard","hentry","category-insurance","no-featured-image-padding"],"yoast_head":"\nWhich of the below insurance proposal is not likely to qualify under non-medical underwriting?<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/exam.pscnotes.com\/mcq\/which-of-the-below-insurance-proposal-is-not-likely-to-qualify-under-non-medical-underwriting\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Which of the below insurance proposal is not likely to qualify under non-medical underwriting?\" \/>\n<meta property=\"og:description\" content=\"[amp_mcq option1=”Savita, aged 26 years, working in an IT company as a software engineer” option2=”Mahesh, aged 50 years, working in a coal mine” option3=”Satish, aged 28 years, working in a bank and has applied for an insurance cover of Rs. 1 crore” option4=”Pravin, aged 30 years, working in a departmental store and has applied for ... 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