{"id":32247,"date":"2024-04-15T08:58:28","date_gmt":"2024-04-15T08:58:28","guid":{"rendered":"https:\/\/exam.pscnotes.com\/mcq\/?p=32247"},"modified":"2024-04-15T08:58:28","modified_gmt":"2024-04-15T08:58:28","slug":"which-of-the-below-risk-cannot-be-addressed-through-pensions","status":"publish","type":"post","link":"https:\/\/exam.pscnotes.com\/mcq\/which-of-the-below-risk-cannot-be-addressed-through-pensions\/","title":{"rendered":"Which of the below risk cannot be addressed through pensions?"},"content":{"rendered":"<p>[amp_mcq option1=&#8221;Life longevity&#8221; option2=&#8221;Inflation&#8221; option3=&#8221;Investment risk&#8221; option4=&#8221;Early death&#8221; correct=&#8221;option4&#8243;]<!--more--><\/p>\n<p>The correct answer is: <strong>D. Early death<\/strong><\/p>\n<p>Pensions are a type of retirement plan that provides income to retirees. They can be funded by employers, employees, or a combination of both. Pensions can help to address the risk of life longevity, inflation, and investment risk. However, they cannot address the risk of early death.<\/p>\n<p>If an individual dies before they retire, they will not receive any pension benefits. This can be a significant financial loss for the individual&#8217;s family. There are a few ways to protect against the risk of early death. One way is to purchase life insurance. Life insurance can provide a death benefit to the individual&#8217;s beneficiaries, which can help to replace lost income. Another way to protect against the risk of early death is to save for retirement on your own. This will give you a financial cushion in case you die before you retire.<\/p>\n<p>Here is a brief explanation of each option:<\/p>\n<ul>\n<li><strong>Life longevity:<\/strong> This is the risk that an individual will live longer than expected. This can be a financial risk, as it means that the individual will need to have more money saved for retirement. Pensions can help to address this risk by providing income for life.<\/li>\n<li><strong>Inflation:<\/strong> This is the risk that prices will increase over time. This can erode the purchasing power of a pension, as the pension may not be able to keep up with inflation. Pensions can help to address this risk by indexing the pension to inflation.<\/li>\n<li><strong>Investment risk:<\/strong> This is the risk that the value of an investment will go down. This can be a financial risk, as it means that the individual may not have enough money to retire on. Pensions can help to address this risk by investing in a diversified portfolio of assets.<\/li>\n<\/ul>\n","protected":false},"excerpt":{"rendered":"<p>[amp_mcq option1=&#8221;Life longevity&#8221; option2=&#8221;Inflation&#8221; option3=&#8221;Investment risk&#8221; option4=&#8221;Early death&#8221; correct=&#8221;option4&#8243;]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[261],"tags":[],"class_list":["post-32247","post","type-post","status-publish","format-standard","hentry","category-insurance","no-featured-image-padding"],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v22.2 (Yoast SEO v23.3) - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Which of the below risk cannot be addressed through pensions?<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/exam.pscnotes.com\/mcq\/which-of-the-below-risk-cannot-be-addressed-through-pensions\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Which of the below risk cannot be addressed through pensions?\" \/>\n<meta property=\"og:description\" content=\"[amp_mcq option1=&#8221;Life longevity&#8221; option2=&#8221;Inflation&#8221; option3=&#8221;Investment risk&#8221; option4=&#8221;Early death&#8221; correct=&#8221;option4&#8243;]\" \/>\n<meta property=\"og:url\" content=\"https:\/\/exam.pscnotes.com\/mcq\/which-of-the-below-risk-cannot-be-addressed-through-pensions\/\" \/>\n<meta property=\"og:site_name\" content=\"MCQ and Quiz for Exams\" \/>\n<meta property=\"article:published_time\" content=\"2024-04-15T08:58:28+00:00\" \/>\n<meta name=\"author\" content=\"rawan239\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"rawan239\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"2 minutes\" \/>\n<!-- \/ Yoast SEO Premium plugin. -->","yoast_head_json":{"title":"Which of the below risk cannot be addressed through pensions?","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/exam.pscnotes.com\/mcq\/which-of-the-below-risk-cannot-be-addressed-through-pensions\/","og_locale":"en_US","og_type":"article","og_title":"Which of the below risk cannot be addressed through pensions?","og_description":"[amp_mcq option1=&#8221;Life longevity&#8221; option2=&#8221;Inflation&#8221; option3=&#8221;Investment risk&#8221; option4=&#8221;Early death&#8221; correct=&#8221;option4&#8243;]","og_url":"https:\/\/exam.pscnotes.com\/mcq\/which-of-the-below-risk-cannot-be-addressed-through-pensions\/","og_site_name":"MCQ and Quiz for Exams","article_published_time":"2024-04-15T08:58:28+00:00","author":"rawan239","twitter_card":"summary_large_image","twitter_misc":{"Written by":"rawan239","Est. reading time":"2 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"WebPage","@id":"https:\/\/exam.pscnotes.com\/mcq\/which-of-the-below-risk-cannot-be-addressed-through-pensions\/","url":"https:\/\/exam.pscnotes.com\/mcq\/which-of-the-below-risk-cannot-be-addressed-through-pensions\/","name":"Which of the below risk cannot be addressed through pensions?","isPartOf":{"@id":"https:\/\/exam.pscnotes.com\/mcq\/#website"},"datePublished":"2024-04-15T08:58:28+00:00","dateModified":"2024-04-15T08:58:28+00:00","author":{"@id":"https:\/\/exam.pscnotes.com\/mcq\/#\/schema\/person\/5807dafeb27d2ec82344d6cbd6c3d209"},"breadcrumb":{"@id":"https:\/\/exam.pscnotes.com\/mcq\/which-of-the-below-risk-cannot-be-addressed-through-pensions\/#breadcrumb"},"inLanguage":"en-US","potentialAction":[{"@type":"ReadAction","target":["https:\/\/exam.pscnotes.com\/mcq\/which-of-the-below-risk-cannot-be-addressed-through-pensions\/"]}]},{"@type":"BreadcrumbList","@id":"https:\/\/exam.pscnotes.com\/mcq\/which-of-the-below-risk-cannot-be-addressed-through-pensions\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/exam.pscnotes.com\/mcq\/"},{"@type":"ListItem","position":2,"name":"mcq","item":"https:\/\/exam.pscnotes.com\/mcq\/category\/mcq\/"},{"@type":"ListItem","position":3,"name":"Insurance","item":"https:\/\/exam.pscnotes.com\/mcq\/category\/mcq\/insurance\/"},{"@type":"ListItem","position":4,"name":"Which of the below risk cannot be addressed through pensions?"}]},{"@type":"WebSite","@id":"https:\/\/exam.pscnotes.com\/mcq\/#website","url":"https:\/\/exam.pscnotes.com\/mcq\/","name":"MCQ and Quiz for Exams","description":"","potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/exam.pscnotes.com\/mcq\/?s={search_term_string}"},"query-input":"required name=search_term_string"}],"inLanguage":"en-US"},{"@type":"Person","@id":"https:\/\/exam.pscnotes.com\/mcq\/#\/schema\/person\/5807dafeb27d2ec82344d6cbd6c3d209","name":"rawan239","image":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/exam.pscnotes.com\/mcq\/#\/schema\/person\/image\/","url":"https:\/\/secure.gravatar.com\/avatar\/761a7274f9cce048fa5b921221e7934820d74514df93ef195a9d22af0c1c9001?s=96&d=mm&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/761a7274f9cce048fa5b921221e7934820d74514df93ef195a9d22af0c1c9001?s=96&d=mm&r=g","caption":"rawan239"},"sameAs":["https:\/\/exam.pscnotes.com"],"url":"https:\/\/exam.pscnotes.com\/mcq\/author\/rawan239\/"}]}},"amp_enabled":true,"_links":{"self":[{"href":"https:\/\/exam.pscnotes.com\/mcq\/wp-json\/wp\/v2\/posts\/32247","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/exam.pscnotes.com\/mcq\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/exam.pscnotes.com\/mcq\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/exam.pscnotes.com\/mcq\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/exam.pscnotes.com\/mcq\/wp-json\/wp\/v2\/comments?post=32247"}],"version-history":[{"count":0,"href":"https:\/\/exam.pscnotes.com\/mcq\/wp-json\/wp\/v2\/posts\/32247\/revisions"}],"wp:attachment":[{"href":"https:\/\/exam.pscnotes.com\/mcq\/wp-json\/wp\/v2\/media?parent=32247"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/exam.pscnotes.com\/mcq\/wp-json\/wp\/v2\/categories?post=32247"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/exam.pscnotes.com\/mcq\/wp-json\/wp\/v2\/tags?post=32247"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}