The correct answer is: C. Both A & B.
Domiciliary hospitalization is a type of health insurance that covers medical expenses incurred at home. This can include things like doctor’s visits, nursing care, and medical supplies. The limit for domiciliary hospitalization is typically fixed as a percentage of the total sum insured. This means that the insurer will only pay a certain amount for domiciliary hospitalization expenses, regardless of the actual cost of the care.
All chronic diseases are not covered by domiciliary hospitalization without any exclusion. Some chronic diseases, such as cancer and heart disease, may be excluded from coverage altogether. Others may be covered, but only up to a certain amount. It is important to check the terms of your policy to see if your chronic disease is covered and, if so, to what extent.
Therefore, both options A and B are incorrect.