With reference to ‘WaterCredit’, consider the following statements:

With reference to ‘WaterCredit’, consider the following statements:

  • It puts microfinance tools to work in the water and sanitation sector.
  • It is a global initiative launched under the aegis of the World Health Organization and the World Bank.
  • It aims to enable the poor people to meet their water needs without depending on subsidies.

Which of the statements given above are correct?

1 and 2 only
2 and 3 only
1 and 3 only
1, 2 and 3
This question was previously asked in
UPSC IAS – 2021
Statements 1 and 3 are correct.
Statement 1 is correct: WaterCredit is an initiative of Water.org that applies microfinance principles to address the water and sanitation crisis. It partners with financial institutions to offer small, affordable loans to people in need of access to safe water and sanitation.
Statement 2 is incorrect: WaterCredit is an initiative of the non-profit organization Water.org. While Water.org works with many partners and global organizations, it was not launched specifically under the aegis of the World Health Organization (WHO) and the World Bank.
Statement 3 is correct: A primary goal of WaterCredit is to provide access to finance that enables poor individuals and families to invest in water and sanitation solutions (like building a toilet or connecting to a water supply) without relying solely on potentially scarce or unavailable government subsidies or charity.
Water.org estimates that millions of people have gained access to safe water or sanitation through WaterCredit. The model aims to be sustainable by using loan repayments to fund further projects.
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