The correct answer is (b), Raghuram Rajan.
Raghuram Rajan is an Indian-American economist who served as the 23rd Governor of the Reserve Bank of India from 2013 to 2016. He is currently the Katherine Dusak Miller Distinguished Service Professor of Finance at the University of Chicago Booth School of Business.
Rajan is the author of several books, including “Fault Lines: How Hidden Fractures Still Threaten the World Economy” (2010), “The Third Pillar: How Markets and the State Leave the Community Behind” (2015), and “Overdraft: Saving the Indian Saver” (2019).
“Overdraft: Saving the Indian Saver” is a book about the Indian economy and the challenges facing Indian savers. Rajan argues that the Indian economy is facing a number of challenges, including high levels of debt, a weak banking system, and a lack of investment. He also argues that Indian savers are facing a number of challenges, including low interest rates, high inflation, and a lack of financial literacy.
Rajan argues that the Indian government needs to take steps to address these challenges, including reforming the banking system, increasing investment, and improving financial literacy. He also argues that Indian savers need to be more aware of the risks they face and take steps to protect themselves.
The other options are incorrect.
(a) Kaushik Basu is an Indian economist who is currently the Senior Vice President and Chief Economist of the World Bank. He has written extensively on a variety of topics, including development economics, macroeconomics, and international economics.
(c) Geeta Sainath is an Indian social activist and writer who is the founder of the non-profit organization People’s Archive of Rural India. She has written extensively on the lives of rural Indians and the challenges they face.
(d) Urjit Patel is an Indian economist who served as the 24th Governor of the Reserve Bank of India from 2016 to 2018. He is currently a Distinguished Fellow at the Centre for Policy Research in New Delhi.