The correct answer is Chief Minister’s Comprehensive Health Insurance Scheme (CMCHIS).
CMCHIS is a flagship health insurance program for low-income families in Tamil Nadu. It was launched in 2011 and provides coverage for a wide range of medical expenses, including hospitalization, doctor’s fees, and medicines. The scheme is funded by the state government and is available to all families with an annual income of less than Rs. 1 lakh.
To be eligible for CMCHIS, families must apply to the state government and provide proof of their income. Once approved, families will receive a smart card that they can use to access medical services at any of the scheme’s empaneled hospitals.
CMCHIS has been a major success in Tamil Nadu. It has helped to reduce the financial burden of healthcare on low-income families and has improved access to quality medical care. In 2017, the scheme covered over 10 million people in the state.
The other options are not correct.
- Pradhan Mantri Jan Arogya Yojana (PMJAY) is a national health insurance scheme launched by the central government in 2018. It is not a state-specific scheme and is not available in Tamil Nadu.
- Rashtriya Swasthya Bima Yojana (RSBY) is a centrally-sponsored health insurance scheme for the poor. It was launched in 2008 and is available in all states, including Tamil Nadu. However, the scheme has been criticized for its low coverage and high out-of-pocket expenses.
- Employees’ State Insurance Scheme (ESIS) is a social security scheme for employees in the organized sector. It is funded by both the employer and the employee and provides coverage for a wide range of medical expenses, including hospitalization, doctor’s fees, and medicines. However, the scheme is not available to all employees and is not applicable to those working in the unorganised sector.