The correct answer is (d) Murkhali.
Dhagul is a type of bangles worn by women in India. It is made of glass or metal and is usually decorated with intricate designs. Gonkhle is a type of bracelet worn by women in India. It is made of metal and is usually decorated with bells. Paunchhi is a type of ring worn by women in India. It is made of metal and is usually decorated with precious stones. Murkhali is a type of necklace worn by women in India. It is made of beads and is usually decorated with flowers.
Dhagul, Gonkhle, and Paunchhi are all ornaments that are worn in the hands. Murkhali, on the other hand, is a necklace that is worn around the neck.