The correct answer is: D. None of the three
Special drawing rights (SDRs) are an international reserve asset created by the International Monetary Fund (IMF) in 1969 to supplement the existing official reserve assets of member countries, namely gold and convertible currencies. SDRs are allocated to member countries in proportion to their IMF quotas. They can be used to settle international payments, and can also be exchanged for freely usable currencies.
Cold money is a term used to describe money that is not being used in the economy. It can be held in cash, in bank accounts, or in other financial assets. Hot money is a term used to describe money that is easily moved from one country to another. It is often used to speculate on currency values or to take advantage of investment opportunities. Paper gold is a term used to describe assets that are considered to be a store of value, such as gold or government bonds.
I hope this helps! Let me know if you have any other questions.