Which one of the following is not a feature of the Ayushman Bharat

Which one of the following is not a feature of the Ayushman Bharat Scheme?

There is no cap on family size and age.
The scheme includes pre- and post-hospitalization expenses.
A defined transport allowance per hospitalization will also be paid to the beneficiary.
The scheme provides a benefit cover of ₹ 10 lakh per family.
This question was previously asked in
UPSC CDS-1 – 2020
The correct answer is D) The scheme provides a benefit cover of ₹ 10 lakh per family.
The Ayushman Bharat Scheme, particularly its component Pradhan Mantri Jan Arogya Yojana (PM-JAY), provides health insurance cover.
A) There is no cap on family size and age: Correct. Eligibility is based on deprivation criteria for rural areas and occupational categories for urban areas, and once eligible, there are no restrictions on family size or age.
B) The scheme includes pre- and post-hospitalization expenses: Correct. The scheme covers medical expenses for a specified number of days prior to hospitalization and a specified number of days after discharge.
C) A defined transport allowance per hospitalization will also be paid to the beneficiary: Correct. The scheme includes provisions for transport allowance to beneficiaries.
D) The scheme provides a benefit cover of ₹ 10 lakh per family: Incorrect. The scheme provides a benefit cover of ₹ 5 lakh per family per year for secondary and tertiary care hospitalization.
Ayushman Bharat is the world’s largest health assurance scheme. It aims to provide health coverage to over 10.74 crore poor and vulnerable families (approximately 50 crore beneficiaries). It also has a component focused on establishing Health and Wellness Centres (HWCs) for primary healthcare.