Which of the following statements are correct? 1. The Central Bank is usually control and quite often owned by the government of a country. 2. Export-Import Bank of India took over the export finance function of the IDBI. 3. Unit Bank has virtually one or two branches. 4. Citi Bank and ING Bank are universal banks. Select the correct answer

[amp_mcq option1=”Both 1 and 2″ option2=”1, 2 and 4″ option3=”1, 2 and 3″ option4=”2, 3 and 4″ correct=”option1″]

The correct answer is: A. Both 1 and 2

  • Statement 1 is correct. The Central Bank is usually controlled and quite often owned by the government of a country. The Central Bank is the apex bank of a country and is responsible for the formulation and implementation of monetary policy. It also acts as the banker to the government and the commercial banks.
  • Statement 2 is also correct. The Export-Import Bank of India (Exim Bank) is a government-owned financial institution that provides export finance and other financial services to Indian exporters. It was established in 1982 with the objective of promoting and financing India’s exports.
  • Statement 3 is incorrect. A unit bank is a small, independent bank that has only one or two branches. Unit banks are typically found in rural areas and small towns.
  • Statement 4 is correct. Citi Bank and ING Bank are universal banks. Universal banks are financial institutions that offer a full range of banking services, including commercial banking, investment banking, and insurance.

Therefore, the correct answer is A. Both 1 and 2.

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