The correct answer is D. Humanitarian aid.
Group insurance plans, employee benefits, and social insurance are all examples of methods of protection of risk. Group insurance plans are a type of insurance that is offered to groups of people, such as employees of a company or members of a club. Employee benefits are a type of compensation that is provided by employers to their employees, such as health insurance, retirement plans, and paid time off. Social insurance is a type of government program that provides financial assistance to people who are unable to work due to illness, disability, or old age.
Humanitarian aid is not a method of protection of risk. Humanitarian aid is assistance that is provided to people who are suffering from a natural disaster, war, or other crisis. Humanitarian aid is not designed
to protect people from risk, but to provide them with the resources they need to survive and recover from a crisis.