Which of the following is / are the example(s) of Transfer Payment(s)

Which of the following is / are the example(s) of Transfer Payment(s) ?

  • 1. Unemployment Allowance
  • 2. Payment of Salary
  • 3. Social Security Payments
  • 4. Old age Pension

Select the correct answer using the code given below :

1 and 3 only
1, 2 and 4 only
1, 3 and 4 only
None of the above
This question was previously asked in
UPSC CDS-1 – 2016
Statements 1, 3, and 4 are examples of Transfer Payments.
Transfer payments are unilateral payments made by the government or other entities to individuals or households for which no goods or services are currently received in return. These are essentially income transfers.
Statement 1 (Unemployment Allowance), Statement 3 (Social Security Payments), and Statement 4 (Old age Pension) are examples of transfer payments. They are benefits provided by the state to support individuals without demanding current labour or services.
Statement 2 (Payment of Salary) is a payment made in exchange for services rendered (labour). It is part of factor income, not a transfer payment.
Transfer payments are included in National Income calculation when looking at personal income (as they are income to individuals) but excluded when calculating Gross Domestic Product (GDP) as they do not represent production of goods or services.
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