Which of the following is/are credit rating agency/agencies in India?

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Which of the following is/are credit rating agency/agencies in India?

CRISIL
CHRE
ICRA
All of the above
This question was previously asked in
UPSC CDS-2 – 2016
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Based on the likely intent of the question format including “All of the above” and the presence of known rating agencies, the correct option is D) All of the above.
CRISIL (Credit Rating Information Services of India Limited) and ICRA (Investment Information and Credit Rating Agency of India Limited) are well-known and major credit rating agencies operating in India. While “CHRE” is not a widely recognized standard name for a credit rating agency in India and may be a typo or reference to an obscure entity, the inclusion of “All of the above” as an option, alongside two definite rating agencies, strongly suggests that the question setter intended to list three entities considered to be credit rating agencies, making option D the intended answer if all three are assumed correct by the source.
Other prominent credit rating agencies in India include CARE Ratings, Fitch India, India Ratings and Research (formerly Fitch Ratings India), and Brickwork Ratings. Credit rating agencies assess the creditworthiness of individuals, corporations, and governments, providing ratings on debt instruments that help investors evaluate risk.

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