The correct answer is: D. Standard policy form
A standard policy form is a type of insurance policy that is designed to be used by many different insurers and has exactly the same provisions. This means that all insurers that use a standard policy form will offer the same coverage and benefits to their policyholders. Standard policy forms are often used for life insurance, health insurance, and property insurance.
A guaranteed replacement form is a type of insurance policy that guarantees that the insurer will replace the insured property with a new one of equal value, even if the insured property is worth more than the policy’s face value. Guaranteed replacement forms are often used for homeowners insurance and renters insurance.
A standard endorsement form is a type of insurance policy endorsement that is used to add or modify coverage to an existing policy. Standard endorsement forms are often used to add coverage for specific items, such as jewelry or collectibles, or to modify the policy’s terms, such as the deductible or the coverage limits.
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