Which of the following are the forms of e-banking? 1. Internet Banking 2. Telephone Banking 3. Electronic Cheque Conversion 4. Electronic Bill Payment 5. Direct Fund Transfer Through RTGS

The correct answer is: D. 1, 2, 3, 4 and 5

E-banking is the use of electronic means to perform banking transactions. It includes a wide range of services, such as:

• Internet banking: This allows customers to access their bank accounts and perform transactions online.
• Telephone banking: This allows customers to access their bank accounts and perform transactions over the phone.
• Electronic cheque conversion: This allows customers to deposit cheques electronically, without having to physically deposit them at a branch.
• Electronic bill payment: This allows customers to pay their bills electronically, without having to write and mail cheques.
• Direct fund transfer through RTGS: This allows customers to transfer funds between their bank accounts or to other people’s bank accounts electronically, in real time.

All of these services are forms of e-banking.