Which of the following are the benefits of the Pradhan Mantri Jan Arog

Which of the following are the benefits of the Pradhan Mantri Jan Arogya Yojana (PMJAY)?

  • 1. Free treatment available at all public and empanelled private hospitals in times of need
  • 2. Cashless and paperless access to quality health-care services
  • 3. Government provides health insurance cover of up to ₹ 5,00,000 per family per year
  • 4. Pre-existing diseases are not covered

Select the correct answer using the code given below.

1 and 3 only
1, 2 and 3
2 and 4 only
2, 3 and 4
This question was previously asked in
UPSC CDS-1 – 2019
Statements 1, 2, and 3 correctly describe the benefits of the Pradhan Mantri Jan Arogya Yojana (PMJAY). Statement 4 is incorrect.
PMJAY provides a health cover of up to ₹ 5 lakh per family per year for secondary and tertiary hospitalization. It aims to provide cashless and paperless access to healthcare at public and empaneled private hospitals. Importantly, it covers pre-existing diseases from day one, unlike many conventional insurance schemes.
PMJAY is the world’s largest health insurance scheme sponsored by the government. It is a component of the Ayushman Bharat programme and covers over 10.74 crore poor and vulnerable families (approximately 50 crore beneficiaries).