Which of the following are the benefits of the Pradhan Mantri Jan Arog

Which of the following are the benefits of the Pradhan Mantri Jan Arogya Yojana (PMJAY)?

1. Free treatment available at all public and empanelled private hospitals in times of need
2. Cashless and paperless access to quality health-care services
3. Government provides health insurance cover of up to ₹ 5,00,000 per family per year
4. Pre-existing diseases are not covered

Select the correct answer using the code given below.

[amp_mcq option1=”1 and 3 only” option2=”1, 2 and 3″ option3=”2 and 4 only” option4=”2, 3 and 4″ correct=”option2″]

This question was previously asked in

UPSC CDS-1 – 2019

Statements 1, 2, and 3 correctly describe the benefits of the Pradhan Mantri Jan Arogya Yojana (PMJAY). Statement 4 is incorrect.

PMJAY provides a health cover of up to ₹ 5 lakh per family per year for secondary and tertiary hospitalization. It aims to provide cashless and paperless access to healthcare at public and empaneled private hospitals. Importantly, it covers pre-existing diseases from day one, unlike many conventional insurance schemes.

PMJAY is the world’s largest health insurance scheme sponsored by the government. It is a component of the Ayushman Bharat programme and covers over 10.74 crore poor and vulnerable families (approximately 50 crore beneficiaries).

More similar MCQ questions for Exam preparation:-