The correct answer is: B. Minor
A minor is a person who is under the age of 18. In most jurisdictions, minors are not legally allowed to enter into contracts, including life insurance contracts. This is because minors are considered to be unable to understand the nature and consequences of a contract.
A business owner, a housewife, and a government employee are all adults and are therefore legally allowed to enter into life insurance contracts.
It is important to note that the eligibility requirements for life insurance contracts can vary depending on the jurisdiction. It is always best to check with the insurance company to confirm whether you are eligible to purchase a life insurance policy.