Which item of expense is not covered under a typical health insurance cover?

The correct answer is: B. Blood donation charges

A typical health insurance cover will typically cover the following expenses:

• Theatre charges: These are the costs associated with surgery, such as the cost of the operating room and the surgeon’s fees.
• Bed charges: These are the costs associated with staying in a hospital, such as the cost of the room and the meals.
• Test reports: These are the costs associated with tests that are performed to diagnose or monitor a medical condition, such as blood tests and X-rays.

Blood donation charges are not typically covered under a health insurance policy. This is because blood donation is considered to be a voluntary act, and not a medical treatment.

However, there are some exceptions to this rule. For example, some health insurance policies may cover the cost of blood donation if it is required as part of a medical treatment. Additionally, some employers may offer their employees paid time off to donate blood.

If you are unsure whether your health insurance policy covers blood donation charges, you should contact your insurance company to find out.