The correct answer is D. Investment in savings bank accounts.
Bank loans are not good for wealth accumulation purposes because they are a form of debt. When you take out a loan, you are essentially borrowing money from the bank and agreeing to pay it back with interest. This means that you will end up paying more money back than you originally borrowed.
Investment in shares is a risky proposition. The value of shares can go up or down, and there is no guarantee that you will make a profit. In fact, you could lose money if the value of your shares goes down.
Investment in term insurance is a type of insurance that pays out a lump sum of money if you die during the term of the policy. This type of insurance is not designed to accumulate wealth.
Investment in savings bank accounts is a safe and low-risk way to accumulate wealth. When you deposit money into a savings bank account, you earn interest on your money. This means that your money will grow over time.
In conclusion, the best way to accumulate wealth is to invest in savings bank accounts. This is because savings bank accounts are a safe and low-risk way to grow your money over time.