The correct answer is D. Motor.
A contract of indemnity is a contract in which one party agrees to reimburse another party for any losses that they may incur as a result of a particular event. In the context of insurance, a contract of indemnity is one in which the insurer agrees to reimburse the insured for any losses that they may incur as a result of a covered event.
Personal Accident insurance is a type of insurance that provides coverage for accidental injuries. Fire insurance is a type of insurance that provides coverage for damage to property caused by fire. Marine insurance is a type of insurance that provides coverage for damage to ships and cargoes at sea. Motor insurance is a type of insurance that provides coverage for damage to vehicles and other property caused by accidents.
Of the four options, only motor insurance is not a contract of indemnity. This is because motor insurance is a type of liability insurance, which means that the insurer agrees to pay for damages that the insured causes to third parties. In other words, motor insurance is not a contract in which the insurer agrees to reimburse the insured for their own losses.
Personal Accident insurance, Fire insurance, and Marine insurance are all contracts of indemnity. This is because in each of these cases, the insurer agrees to reimburse the insured for their own losses.