The correct answer is A. Policy document.
A policy document is a legal contract between an insurance company and an insured person. It outlines the terms and conditions of the insurance policy, including the coverage that is provided, the premiums that must be paid, and the procedures for filing a claim. The policy document is evidence of the commencement of the contract and the risk cover that is provided.
A prospectus is a document that provides information about a company or a security offering. It is used to raise capital from investors. A prospectus does not constitute an offer or solicitation to buy or sell any security.
A proposal form is a document that is used to apply for insurance. It provides information about the insured person and the risks that they want to insure. The proposal form is not evidence of the commencement of the contract or the risk cover that is provided.
FPR stands for Financial Planning Report. It is a document that is prepared by a financial planner. It outlines the financial goals of the client and the strategies that the financial planner will use to achieve those goals. The FPR is not evidence of the commencement of the contract or the risk cover that is provided.