Which among the following is providing least institutional credit to agriculture and allied activities in recent years ?

The correct answer is (b) Foreign Private Banks.

Foreign Private Banks are providing least institutional credit to agriculture and allied activities in recent years. This is because they are more focused on providing credit to the corporate sector, which is more profitable. Agriculture and allied activities are seen as being more risky and less profitable, so foreign private banks are less likely to lend money to these sectors.

Commercial Banks are providing more institutional credit to agriculture and allied activities than foreign private banks. This is because they are required by the government to lend a certain percentage of their loans to these sectors. Cooperative Banks are also providing more institutional credit to agriculture and allied activities than foreign private banks. This is because they are owned by farmers and other members of the community, and they have a vested interest in the success of agriculture. Regional Rural Banks are providing the most institutional credit to agriculture and allied activities. This is because they were specifically set up to provide credit to rural areas, where agriculture is the main source of income for many people.

In recent years, the government has been trying to increase the amount of institutional credit that is available to agriculture and allied activities. This is because agriculture is a vital sector of the economy, and it employs a large number of people. The government has been providing subsidies and other incentives to banks to lend money to these sectors. It has also been setting up new banks, such as Regional Rural Banks, to provide credit to rural areas.

Despite these efforts, the amount of institutional credit that is available to agriculture and allied activities is still not enough. This is because banks are still more likely to lend money to the corporate sector, which is seen as being more profitable. The government needs to do more to encourage banks to lend money to agriculture and allied activities. This could be done by providing more subsidies and incentives, or by setting up new banks that are specifically dedicated to lending to these sectors.