The correct answer is (d), District Co-operative Banks.
Nationalised banks have the highest number of branches in Uttarakhand, followed by regional banks and private banks. District co-operative banks have the lowest number of branches.
Nationalised banks are banks that are owned by the government of India. They are the largest type of bank in India, with over 7,000 branches. Regional banks are banks that are owned by the government of a particular state in India. They have a smaller number of branches than nationalised banks, but they are still a significant presence in the Indian banking sector. Private banks are banks that are owned by private individuals or companies. They have the smallest number of branches of the three types of banks, but they are growing rapidly in popularity.
District co-operative banks are banks that are owned by the people of a particular district in India. They are the smallest type of bank in India, and they have the lowest number of branches. However, they play an important role in providing financial services to people in rural areas.
In the year 2020-2021, there were a total of 1,264 branches of nationalised banks in Uttarakhand. There were 282 branches of regional banks, and 135 branches of private banks. There were only 63 branches of district co-operative banks.
The low number of branches of district co-operative banks is due to a number of factors. First, they are not as well-known as nationalised or regional banks. Second, they often have less capital than other types of banks. Third, they may not have the same level of technology as other types of banks.
Despite these challenges, district co-operative banks play an important role in providing financial services to people in rural areas. They are often the only type of bank that is available in these areas, and they offer a range of services that are tailored to the needs of rural people.