The correct answer is (d). Pradhan Mantri Jan Dhan Yojana (PMJDY) was launched on 28 August 2014 by the Prime Minister of India, Narendra Modi. It is a financial inclusion scheme aimed at providing financial services to the poor, unbanked and underbanked sections of the society. The scheme provides a basic banking account with overdraft facility, RuPay debit card, accident insurance cover of Rs. 2 lakh and life insurance cover of Rs. 3 lakh to all eligible persons. It also provides access to loans, pensions and other financial products and services.
The scheme has been a huge success, with over 350 million accounts opened so far. It has helped to bring millions of people into the formal financial system and has had a positive impact on their lives.
Option (a) is incorrect because PMJDY was launched in 2014, not 2010.
Option (b) is incorrect because PMJDY was launched in 2014, not 2012.
Option (c) is incorrect because PMJDY was launched in 2014, not 2013.